myCentral_Mobile_VideoYou see the flashing lights in your rear view mirror.  You think to yourself, “How fast was I going? I wasn’t going that fast, was I?  Oh shoot, I’m being pulled over!”  Next flurry of thoughts: pull over to the side of the road, dig license out of purse or wallet, grab proof of insurance…OH NO! You didn’t put the updated copy in your glove box.  Hopefully the officer is nice enough to accept your expired copy…or not.

Has this ever happened to you?  Many of us have found ourselves in this situation or maybe we’ve completely forgotten to put any proof of insurance in our car.  The good news is, in this electronic world we live in, many states are now allowing citizens to provide electronic proof of insurance coverage.  As of March 18, according to the Property Casualty Insurers (PCI) Association of America website, there are 31 states that allow electronic proof of coverage at traffic stops. Click here to see a map of these states from the PCI.

If your insurance coverage is with a company that offers this technology, the days of getting caught without your current auto ID cards in your glove box are numbered! Not only is it convenient, it can save you the trouble of having to show up in court to present proof of insurance, or even being cited. Our company offers this technology through the myCentral® Mobile App, and the benefit of the app is that it provides so much more functionality in addition to electronic auto ID cards.  What’s not to like about that? Click the link above to watch our video and learn more.

Have you been able to use your mobile device to provide proof of insurance? How was your experience?

8 responses to “Electronic Proof of Auto Insurance: Can You Go Paperless?”

  1. Officer wanted the Tennessee tta code citing the law

  2. States need to make sure that law enforcement is aware of the law changes… Sorry, Sam, that you were put in that position.

  3. I thought the mobile ap id would have all the info on it. My acct # is all that shows.

    1. I’m sorry you’re having trouble with the mobile app! Please contact our Technology Help Desk, they will be happy to assist you. They can be reached at 1-800-786-4628, Monday through Friday 7:30 a.m. – 5:00 p.m. EST. You may also send an e-mail to

  4. Good insurance

  5. I just recently tried to use my mobile insurance card after an accident… Only to find out that my phone had just died! But it is a wonderful technology nonetheless, I work with auto insurance providers and love these little improvements 🙂 Keep it up!

  6. Andrea Aviles Avatar
    Andrea Aviles

    The link for the map in the article takes you to a members-only insurance industry website, and does not provide the map of states that accept electronic identification. This article is a few years old, so it’s likely that the document was moved, but there is no way to search the destination site for this information.

    1. Shonda Vorst Avatar
      Shonda Vorst

      Thanks for bringing this to our attention Andrea. We’ll get the link updated!

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