Central Insurance Companies

Category: Claims


How Are Your Damages Estimated?

If you’ve ever been involved in an auto accident, one of the first questions you might ask is, “What will it cost to repair my vehicle?” This can be an intimidating question since most of us are not in the auto repair business…

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What is a Deductible?

If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…

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Man’s Best Friend or a Liability?

I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever thought about…

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Understanding Rental Car Coverage

It’s my experience that one of the most frequently asked questions policyholders have after being involved in an automobile accident is this one: “Does my insurance policy cover the cost for me to obtain a rental car while my car…

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Why Is My Auto Damage Estimate Not What I Anticipated?

Have you ever wondered what the body shop technician is looking at when they are writing up an estimate for damages to your vehicle? You may expect the estimate to come back at “this number” but are shocked to see…

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After an Accident: What’s my Vehicle’s Repair Status?

Have you ever been involved in an auto accident that required repairs to your car? Once you file your claim and your vehicle goes in the shop, you may not see it until it is returned to you, often several…

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Prevent a Business Budget Breakdown with Equipment Breakdown Coverage

What equipment do you use in your business? What would you do if any piece of that equipment were to break down? For instance, how could you operate your restaurant if your ovens, stoves, or fryers were not working properly? Or if the…

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