Category: Claims
Did you know that over 2.9 million workplace injuries occur each year? Accidents and injuries happen, but the common goal is to limit the number of injuries and keep employees as safe as possible. When an injury does happen, there is…
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Category: Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Service
Tags: after an accident, First Report of Injury, injury, nurse, safety, slip and fall accidents, worker, workers safety, workers' comp claims, workers' compensation, workplace, workplace safety
Insurance is such an oddity; people pay premiums in exchange for a promise of help if something goes wrong. Everyone hopes to never test that promise, but let’s face it – bad things happen. When something bad does happen, myCentral is…
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Category: Central, Claims, myCentral, Service
Tags: claim, claim representative, claims, claims department, claims process, claims service, filing a claim, insurance claim, myCentral, roadside assistance
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
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Category: Business, Claims, Commercial, Liability
Tags: blanket additional insured, business owner, Commercial general liability, commercial umbrella policy, general liability, independent agent, liability, liability coverage, owning a business, professional liability, protection, umbrella, umbrella policy
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
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Category: Auto, Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: Adequate coverage, adequate protection, agent, annual insurance review, business, business owner, independent agent, independent insurance agent, insurance program, insurance review, liability exposures, owning a business, Personal, personal assets, protection, umbrella, umbrella policy
Hurricane season is here. Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity. People in high-risk areas will be directly affected, of course, but everyone still needs to pay attention….
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Category: Business, Claims, Commercial, Financial, Home, Risk Management, Weather
Tags: claims, claims adjuster, claims process, claims service, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, flood, flood insurance, flood zone, flooding, hurricane, hurricane season, natural disaster, personal pretective equipment, social distancing, storm damage, storms
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?
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Category: Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Saving Money, Service
Tags: analytics, artificial intelligence, coverage, damages, premiums, products liability, subrogate, subrogation, third-party
Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when…
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Category: Claims, Home, Personal
Tags: corrosion, coverage, decay, deterioration, drainage system, endorsement, homeowners insurance, homeowners policy, perils, rust, sewer lines, underground piping, utility line, wear and tear
If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property….
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Category: Claims, Home, Household Inventory, Liability, Personal, Prevention, Risk Management, Weather
Tags: hail, home, home maintenance, home repair, homeowners policy, property damage, rain, Safety Tips, spring, storm, storm damage, storms, tornadoes, tree, tree damage, tree damage property damage, trees, wind, wind claims, windstorms
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
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Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
