Central Insurance Companies

Category: Business


The Importance of Equipment Breakdown Coverage

One insurance coverage that is extremely important to property owners – and is sometimes overlooked – is Equipment Breakdown Coverage. Equipment Breakdown insurance has been available for commercial property owners for quite a while, but it is now commonly available…

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Lessons Learned from Tragedy

It’s been a few weeks since Category4 Hurricane Harvey slammed into southern Texas and hovered over the region dropping historical rainfall. The catastrophic damages are devastating. According to CoreLogic, a property analytics firm, between $25 billion and $37 billion worth…

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Turn On the Lights

When conducting loss control inspections, one of the first elements of a business I evaluate is the lighting. My reasoning is not only so I can see where I am going, but also knowing poor or inadequate lighting can lead…

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Filling the Gaps in Your Artisan Business Coverage

As the economy continues to improve, contracting work is starting to pick up. It is a competitive market which puts pressure on contractors to do more jobs in a shorter amount of time. At the same time, the construction industry…

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Certificates of Insurance – What’s The Big Deal?

Ask any small business owner what is the most frustrating part of dealing with insurance. Most will say “certificates of insurance.” Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will…

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Replace? Rebuild? What’s Right for You?

Insurance in its simplest form provides protection to you or your business in the event you experience a covered loss to help make you whole again.  Your independent agent can offer real value through coverage counseling to ensure you have…

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