Central Insurance

Category: Business


The Benefits of Telematics for Company Vehicles

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Now is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…

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Condominium Association Risk Management Suggestions

While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t…

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Finding Solutions to Fleet Safety Management Questions

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…

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Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

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The Benefits of Your Loss Control Consultant

Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…

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Are Your Servers Trained and Certified with TIPS?

We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and now games will start in October…GO BUCKS! COVID-19 has changed how we’ll watch these…

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Build a Strong Cybersecurity Culture through Employee Training

  Data breaches, hacks, and email fraud are hitting businesses of all sizes. It’s not just the big corporations like Equifax and Marriott International—all companies need to prioritize cybersecurity. According to one report, two-thirds of SMBs suffered a cyberattack in…

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Fostering Relationships in a Socially-Distant World

“Relationships! We all got ‘em. We all want ‘em. What do we do with ‘em?” That is a line from “Fruitcakes,” a song by my favorite musician, Jimmy Buffett (yes, I am a Parrothead)! He’s right…we all have them. Family,…

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