Central Insurance

Category: Business


Businesses – Spring Into Safety with Risk Management

I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…

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Insurance Considerations for Contractors

Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…

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Tips for Businesses to Battle Sleep Deprivation after Daylight Savings Time Change

This year, daylight savings time begins on March 14, 2021, at 2 a.m. We “spring forward” and gain daylight but lose an hour of sleep. I’m sure as many of you have experienced in the past, this can lead to…

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Prevent Slips and Falls with a Snow & Ice Removal Plan

It’s snowin’ and blowin’ everywhere in Ohio right now and in much of the U.S., but like my grandma says, “It’s that time of year!” There are times when we have to venture out, even during and after winter weather…

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“I want to work in insurance when I grow up!” – No One Ever

“I want to work in insurance when I grow up!” – No One Ever There aren’t a lot of people working for insurance carriers or agents who grew up thinking that’s where their career would take them. Unless insurance was…

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The Benefits of Telematics for Company Vehicles

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Now is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…

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Condominium Association Risk Management Suggestions

While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t…

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Finding Solutions to Fleet Safety Management Questions

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…

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