Central Insurance

Beware of Summertime Scams and Fraudsters

In the minds of so many, summertime evokes thoughts of relaxation, taking it easy, going on vacation, and enjoying yourself at the beach. But, unfortunately, criminals can take advantage of you any time of the year. Fraudsters may use the fact that we are distracted by planning or going on vacation to con us. Moreover, it seems that the summer months are prone to be perfect for specific types of cons. Here are two of the most common summertime scams to avoid.

Read more…

Make Sure Your Summer Isn’t a Bummer – Insure Your Fun!

It’s time to put the boat on the lake and get the ATVs out of storage. It’s also a great time to check with your insurance agent to make sure your summer fun items are properly protected. Here are some tips on reviewing your coverage, and some questions to ask your agent, to make sure you and your family are insured for the increased risks that come with those fun outdoor activities.

 

Read more…

How do we look?

Today, we’re excited to unveil a refreshed brand identity for Central Insurance, including an updated logo and a new tagline: Excellence is our policy.  

These four words encompass the most fundamental of our core values as a company, honoring the trust you place in us each day. 

Read More

Your Ultimate Spring and Summer Home Maintenance Guide

Here’s a comprehensive home maintenance checklist that can help you stay on top of things as the spring season begins to wind down and the summer season is just around the corner!

Read more…

Make Road Safety a Top Priority This Planting Season

With farmers in and out of fields for planting season, it’s important for everyone to do their part to help keep our farmers and motorists safe. Many of the on-road accidents can be avoided by having patience, using extreme caution, and following a few simple recommendations:

Read More

Does Every Business Need the Same Commercial Coverage?

Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office building filled with hundreds of professional employees.

Read More

Fraud Schemes Impacting Veterans

With Memorial Day coming up, we can be reminded that insurance fraud schemes impact everyone, including Veterans. 

Military veterans and retirees reported $66 million in fraud losses in 2020, according to Federal Trade Commission (FTC) data. Fraud is the second-most costly white-collar crime in America. These crimes add up to billions of dollars in fraudulent insurance claims every year. Even if you haven’t suffered a direct loss, you are still a victim of insurance fraud. Not only does fraud cause higher insurance premiums, but it also raises taxes and inflates prices for consumer goods. 

Read more…

A Modern Solution to the First Report of a Work-Related Injury

According to the Bureau of Labor Statistic’s Employer-Related Workplace Injuries and Illnesses News Release, which published on November 4, 2020, the total number of injuries per 100 full-time workers remained unchanged from the year before at 2.8 million. Accidents and injuries happen, but the common goal is to limit the number of injuries and keep employees as safe as possible. When an injury does happen, there is a process that is followed, and filing a Workers’ Compensation claim is typically an early part of that process.

Read more…

The Importance of Cybersecurity Awareness Training at your Business

The latest data from the Hiscox Cyber Readiness Report highlights an imbalance when it comes to the level of cyber expertise businesses in the US have versus their actions taken when a cyberattack occurs. Although being deemed as global “cyber experts,” US businesses are most likely to pay a ransom (as 71% of those targeted paid up). Phishing emails are the most common entry method for ransomware (60%), and businesses are still falling victim too often. Let’s explore how organizations are experiencing cyber threats and how they are responding to increase their readiness for next time.

Read more…

May the Coverage Be with You

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds like they have several operations, including security, as well as logistics, and project management. I collected some information and am trying to put together a submission for my underwriter.

Read More