Central Insurance Companies

Oh Deer! Drive Defensively this Season

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The most dangerous animal in the U.S. is not the sharp-clawed bear or the sharp-toothed shark. Surprisingly, it may be the kind, furry animal we grew up calling “Bambi.” And the most dangerous time of year is now!

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Don’t “Buck” You’re Exposure! Hunter’s should read!

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FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the dove fields and set up some Mojo decoys, or the images in my mind of that trophy buck slipping into the opening right at daylight. Whatever your game of choice, as you’re sitting around the campfire with your buddies the night before the big hunt, have you ever stopped to think about the liability such a venture creates? Of course not…but you should!

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

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Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem from just about anything. The importance of liability coverage is discussed in previous blog posts, but what happens when the liability on your auto, boat, or home insurance policy is not enough to fulfill a judgment against you?

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Does your Business Have a Roof Inspection Program?

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If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you have someone inspect your roof?”

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Small Business Safety: Taprooms & Tastings

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As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined the growing community of craft brewers, vintners, and distillers: Cheers! The process of getting that drink into a glass can come with a mountain of potential problems along the way.

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House fires – $1.1 Billion property damage per year!

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Can you believe there was $5.5 BILLION in direct property damage in the US from 2012-2016? Whoa! And, can you believe October is almost over and November is nearing?! Well, it still is National Fire Prevention Month, so let’s learn more about fire safety!

Here are some great tips to remember to help avoid house fires and keep your family safe for the upcoming holidays!

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Governmental Issues and Homeowner Insurance Policies

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I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up.

“What happens to your home insurance if you are told to evacuate before a hurricane and you don’t?”

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