Central Insurance Companies

Teenage Driver? teenSMART is the Smart Choice for Safety and Savings!

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If you are a parent with teen drivers in your household, you are probably constantly worried about them on the roads and are concerned about them safely getting from point A to point B. This worry is typically escalated during the winter months, especially if you live in an area that collects snow and ice, leading to bad driving conditions. It is important to make sure our teens are aware and informed about all driving conditions and situations. Luckily there are programs like teenSMART that can make new drivers more aware.

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Medical Payments – The Forgotten Homeowner Insurance Coverage

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There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t important (especially this time of year).

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A Frozen Forecast Leads to Dangerous Driving

 

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Many woke up today to the beauty of a winter wonderland, where everything is blanketed in bright white snow. It’s the kind of snow that’s best for when Anna and Elsa want to build a snowman, or for packing snowballs to throw at Olaf. Moist to wet snow makes the outdoors look so lovely because it easily sticks to everything, but it also makes for dangerous driving conditions (even for Sven and his sleigh).

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Getting Personal with Agents and Underwriters

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I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central Insurance. However, when I obtained my very first position as a personal lines customer service representative at a small independent agency in New York, I knew next to nothing about insurance (other than I needed it). And so, my career began. Over the next 18 years, I would gain a lot of knowledge about the ins and outs of the personal lines wing of this great industry. Having worked on the agency side and the carrier side, I consider myself lucky to have experienced the similarities and differences both opportunities provided.

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Ice and Snow Removal at Home: Who’s Responsible?

Snow Removal

If you live in the Northern portion of the country, this topic should be familiar. Every winter, beginning as early as November and stretching throughout March and April, comes the dreaded freezing temperatures, and along with them, snow and ice.

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Teamwork Makes the Dream Work: Hiring Team Players

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Did you watch the Super Bowl this past weekend? Even if you aren’t an NFL fan, I’m sure you would agree that both the Chiefs and the 49ers have proven themselves successful this season at building a winning team. Just to make it to the Super Bowl is impressive, and I’m sure a lot of factors are to thank, including recruiting and player selection.

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De-cluttering and Taking Inventory

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With Groundhog Day coming up this Sunday, what do you think Punxsutawney Phil will see when he emerges from his burrow? I’m hoping it’s cloudy and he doesn’t see his shadow, so SPRING can arrive early this year! Spring is lovely with new life, sunshine, warmer weather, and it’s a great time for…cleaning!

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Happy Data Privacy Day! Are You Protected?

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There’s no doubt people spend A LOT of time on the Internet. Hence the need for an annual Data Privacy Day! The Digital 2019 Report reveals that the average Internet user spends more than a quarter of their life on the World Wide Web. Also, consumers are online an average of 6 hours and 42 minutes each day, whereas mobile devices continue to be a popular mode for connecting to the digital world [1]. Society relies on these gadgets for so many different things (like I rely on my smartphone’s GPS to get me everywhere), and since we’re constantly connected, there’s a continuous and growing concern for cybercrime and maintaining online safety.

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Selecting the Right Snow Removal Contractor for Your Business

Snow Removal Contractor

Winter weather can be an awe inspiring thing to watch when it comes to snow fall. It can also be interesting at times to watch as people try to navigate the parking lots and sidewalks leading into homes or businesses shortly after a winter weather event. Case in point, after a snow storm last winter, I observed someone try to walk from their car into their home on the freshly fallen snow and while doing so slipped and fell flat on their back (never mind the fact that this someone was me). Thankfully, I wasn’t hurt (other than my pride) and no one was around to laugh at my clumsiness.

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Winter Driving and Auto Claims Tips

Winter Car Accident

Winter storms often bring a rash of auto claims. Winter driving can be dangerous, so it is essential to stay alert and be smart. Let’s talk about winter driving safety tips, and steps to simplify the claims process should you be involved in an accident.

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