Central Insurance Companies

Your Desktop Clutter Fix

desk clutterWhether at work or at home, do you have your own workspace with a desk? Sometimes it can be a little challenging to keep your workspace clean and organized due to all the distractions in everyday life. This could create problems because when anyone tries working in an unclean and cluttered workspace, they could end up being stressed or even worse… UNPRODUCTIVE! Here are some tips and tricks on keeping your workspace clean.

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What You Need to Know About Your Auto Liability Insurance

Insurance Policy with PenIf you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle.

If you are found liable in an accident, it means that you could be held responsible for any property damage or bodily injury resulting from the operation of the vehicle.
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Birthday Kindness All Year Long

Having just celebrated my 26th birthday, I was overwhelmed with love and affection. With all of the cards, phone calls, and kind words, I was very flattered.  That little extra attention truly made me feel special and I thought to myself, how could I feel like this every day? Better yet, how can I make someone else feel this way? This made me think of a quote I once heard. “Treat everyone as if today was their birthday.” What a simple yet powerful message!

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A Computer Cannot Replace Your Commercial Insurance Agent


Watch our video to learn more about the benefits of working with an independent insurance agent.

Over the last 10-plus years, there has been a significant loss of manufacturing jobs in our country. One of the reasons is automation. Computerized robots have taken over a lot of the manufacturing jobs was held by our parents and grandparents. They can run 24/7 and perform tasks with near perfection in many cases. However, commercial insurance is a whole different story. As a commercial underwriter for the last 28 years, I have seen many automation advances that have helped carriers and agents greatly improve their speed, accuracy, and efficiency. However, slick automation can never replace good old-fashioned customer service and human wisdom.
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Driving Under the Influence – Things you need to know

istock_55457298_large-2_facebookI am a reserve officer for a local police department and work primarily in its Traffic Division. Working in this capacity, I have seen some bad accidents and, unfortunately, most of the time it involves the misuse of alcohol or another substance. Since we are heading into the holiday season, I thought I would take this opportunity to highlight some facts and misconceptions about alcohol and its effects on driving.
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Auto Insurance: Beyond the Basics

101130763Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters of a car after an accident with their coverage. While it’s true you won’t get far with only three wheels on your car, what are these ads really saying? Isn’t your vehicle just a means for transportation or is it truly an investment?  Is it possible it can be both? Your opinion on this may shape the type of auto insurance you seek.

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What is a smartwatch?

Close-up shot of male hand with smart watch. Coffee cup and other mobile devices are on the table. NOTE TO INSPECTOR: Icons on smart watch screen are not copyright protected but product of my artwork in order to enhance the image quality and usability.In the last couple of years, smartwatches have taken the spotlight for becoming the latest and greatest gadget. What is a smartwatch? Smartwatches are mobile devices with a touchscreen display that are designed to look like a watch. Many companies are exploring and creating smartwatch products. You may have seen some commercials and ads for these smartwatches such as the Samsung Gear S2, Apple Watch, Song Smartwatch 3, or even the Pebble Time. Smartwatches may be cool but are they really useful and how do they work? Here are some facts to consider before you buy.

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