Central Insurance Companies

Teach Your Kids Cyber Hygiene (and Freeze Their Credit)

Just in time for National Cybersecurity Awareness Month, the Identity Theft Resource Center in conjunction with CyberScout has released a survey entitled “Social Media Habits and You.” The survey focuses on how parents and guardians monitor their kids’ online behavior, with a focus on issues like cyber hygiene.

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As Your Life Changes, So Should Your Insurance Policy

One of the most exciting times in life is purchasing a new home, whether it’s your first starter home or your final retirement home.  It’s an investment of money, but more importantly, it’s a commitment to family, life, and love. Purchasing the appropriate homeowners policy is the first step to protecting your investment, but continuing to update the policy as you make any substantial life changes is what will give you the peace of mind that your investment is fully protected.

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How to Talk About Online Secrets and Security with Your Child

National Cybersecurity Awareness Month is here, and to promote a better understanding of the online dangers we face, the Identity Theft Resource Center teamed up with CyberScout to conduct a survey entitled “Social Media Habits and You.” Focusing on cybersecurity in the family setting, the survey sheds new light on the ways parents and guardians monitor their kids’ online behavior.

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Managing Inventory with the Peak Season Endorsement

During the course of a year, businesses in various industries may see their inventories rise or a firm may see greater demand for their products at certain times of the year. For example, many people take vacations during the summer; as such, companies providing products for the vacation sector will see a higher demand for their goods in the months leading up to summer. This can impact how a firm values their business personal property and lead to a spike in business personal property values during a certain time of year. One way to address this is using what is known as a peak season endorsement.

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Make Road Safety a Top Priority This Harvest Season

With farmers in and out of fields for harvest season, it’s important for everyone to do their part to help keep our farmers and motorists safe. One study by the University of Iowa indicates that equipment-related accidents in the nine Midwestern states alone account for over 1,100 accidents a year[1]. Many of these accidents can be avoided by having patience, using extreme caution, and following a few simple recommendations:

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Parents Beware – Digital Dangers Lurk for Kids Online

Parents can’t always keep an eye on their children’s digital lives. Some adults aren’t digital natives, and still others simply don’t have time to monitor their kids’ activities. To complicate matters, the risks posed by cyber criminals changes all the time. Hackers and cybercrooks don’t stand still; they continually adapt, changing their attack methods to find new victims.

More than 1 million children—or 1.48 percent of minors—were victims of identity theft or fraud in 2017. Two-thirds of those victims were age 7 or younger.  In addition, fraud against children totaled $2.6 billion in 2017.[1]

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Don’t Scoot Yourself Out of Insurance Coverage

Fleets of dockless electric scooters made by companies such as Bird and Lime have sprouted up in a number of urban areas throughout the country. Bird advertises on their website that they now offer their service in over 100 cities and universities, while Lime offers similar services in over 70 cities. [1,2] For as little as 15 cents per minute, individuals can ride these modern-day electric ponies at speeds up to 15 miles an hour as they go to and from their office or simply sightsee.

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