Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are you’ll want to know what coverages you have. So you pull out your policy and see pages upon pages of definitions, coverages, etc. If you’re like most people who don’t deal with insurance on a regular basis, you’re probably saying to yourself “YIKES!” But don’t go pulling your hair out just yet, we’re here to help you sort through it all!
We’ve all been there, watching as “that” passenger boards the plane with either too much or too heavy carry-on luggage. Or just maybe, you are the one boarding with the excessive luggage. Either way, I’d like to share some tips to avoid the glares from fellow passengers and what I’ve learned to make packing smoother for airline travel.
When my wife and I bought our first home, the last thing on our mind was that it could be damaged by a flood. After consulting with our realtor, our neighbors, and examining the impressive sump-pump system in the basement, we were pretty confident that a flood would not be a factor in damaging our home. Our neighbors had mentioned that the worst flooding in the last fifty years had not even made it to their garage and had caused minimal flooding in their basement. So, when asked if we needed flood insurance we laughed it off. Why waste money on flood insurance, if not only do floods never happen in our area, but only minor damages would occur?
There are only a few things I enjoy more than cracking open a cold, crisp, and refreshing beer after a hard day’s work. For me, something as simple and delicious as a beer helps to melt away the troubles of the day and relax for a few minutes. The beer tastes even better when it’s a homemade beer that you’ve created and crafted yourself, throughout the course of several long weeks.
We keep a lot of important information stored safely away on our computers. We trust that the next time we power on the device, it will be there for us to use…until it’s not. For me, the situation became all too real while I was working on a book report project in high school. Over halfway through the month-long assignment, my flash drive I had been keeping my report on died. Despite my best efforts and frantic internet searching to recover my report, it was lost which meant extra work for me and a hard lesson learned. From that moment on, I made a vow to keep multiple copies of anything important. I was victim to hardware failure, but there are numerous other risks that could cause one to lose data.
When we think of leadership, we often think of upper management – the “big dogs.” However, have you ever stopped to think about the people you admire? Have you thought about the people who made a difference in your own life? You may immediately consider your parents, a teacher, a coach, or even a co-worker. It’s the regular, everyday people who make a positive and lasting influence on your life who are considered everyday leaders.