Central Insurance Companies

Collision or Comprehensive? Choose the Coverage That’s Right for You!

The great debate in auto insurance; should you purchase comprehensive coverage and/or collision coverage? Collision insurance sounds simple – it’s insurance for collisions.  Collision coverage provides coverage for the loss resulting from the striking of another object by a moving vehicle.  But what about comprehensive coverage?

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What’s in a Name? The Importance of Named Insured Underwriting

When underwriters think about risk, perils such as fire and theft come to mind. One risk that can be overlooked is improperly underwriting multiple named insureds. This article will discuss the importance of underwriting named insureds.

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Don’t Let Cyber Criminals Outsmart Your Smart Technology

For a number of years, businesses have had the option to purchase cyber liability insurance. This type of coverage protects them against threats like malware attacks, cyber extortion, online fraud, and data breaches. In fact, this coverage continues to be one of the most discussed areas of commercial insurance, as business owners realize no matter the size of their business – or the type of business they operate – all business are vulnerable to cyber attacks.

But what about individuals and families?

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May Our Flag Forever Wave

In respect to our National Observance of Flag Day, there’s a flurry of thoughts and ideas that come to mind as I think about what our nation’s flag has meant to me and continues to mean to me, both as an American citizen and a Veteran.

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When Things Go (Really) Wrong, Your Umbrella Has You Covered

Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and what they actually cover. Surprisingly, neither couple really understood the purpose of an umbrella policy nor what this type of policy was meant to cover. With that in mind, do you know what an umbrella policy covers? If not, keep reading; and even if you do, keep reading for a refresher.

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Ride-Sharing: Uber Convenient or Uber Risky?

 

With the price of taxi services in most cities rising, people are relying on a new form of transportation called ride-sharing. Companies like Uber and Lyft can be very convenient for those who don’t own a car or quickly need a ride. However, ride-sharing still poses some risks if the driver and the riders are not taking the necessary precautions. Here are a few things to consider before deciding if ride-sharing is for you:

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Diminish the Damage of Hurricane Season

The start of summer also means the start of hurricane season, running from June 1st through November 30th.  Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity.  Unless you live in a high-risk area that could be directly impacted, you don’t necessarily pay attention.  However, as we have witnessed in recent years, hurricanes can travel upward through non-coastal states causing flooding and wind damage. 2017 brought us several devastating and deadly hurricanes, like Hurricanes Irma and Harvey, that left paths of destruction through Texas, Florida, and the Caribbean that will likely impact those areas forever.

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