Insurance in its simplest form provides protection to you or your business in the event you experience a covered loss to help make you whole again. Your independent agent can offer real value through coverage counseling to ensure you have adequate and appropriate coverages. Whether you are looking to cover your home, a commercial building, or another insurance rider, it is important that your property is insured with an adequate limit and for the appropriate value. Without adequate coverage, you could be left paying for your loss out of your own pocket.
I was listening to a podcast the other day about corporate culture, featuring Pat Lencioni. Lencioni is the author of multiple best-selling books and owner of a company called The Table Group, which works with companies and advises them how to create a strategic organizational plan and ultimately make their business more successful. He discussed how positive, humble, and hard-working individuals largely contribute to a company’s success.
The sun is out, the birds are chirping, and barbeques are a weekly event. The smells of a charcoal grill and sizzling meat can take you back to happy memories, but there are also some safety concerns when grilling. In the U.S., 7,000 Americans are injured every year while using a grill (ABC news). Here is a list of preventative tips to help you safely enjoy grilling and being outside.
Many people choose to exercise at workout facilities such as gyms, recreation centers, and health clubs. In 2016, the total number of gym memberships in the U.S. was 57.25 million in over 36,000 facilities. While the increased physical activity is a good thing, people often overlook the dangers found at such facilities. In fact, for many people, the gym may be the most dangerous environment they visit on a regular basis. Many people performing exertive movements in close proximity using heavy, free-moving equipment can be a recipe for disaster. To ensure you only end up sore from your workout, here are some gym safety tips to follow.
One of my personal goals for this year is to run a 5K. I haven’t run since high school, so even though I want to start running because of the health benefits, the idea of a 5K seems very daunting to me. Usually when I decide to start running again, I map out a plan for reaching this goal in my mind. However, it typically does not become a reality.
Cyber attacks are increasing at an alarming rate and the resulting data breaches have led to countless amounts of personal information being exposed to unscrupulous individuals. While banks have become more proactive in monitoring accounts for activity that appears to be fraudulent, their services only play a small part in the overall campaign against identity fraud.
Summer has arrived! The time of year for barbeques, picnics, visiting water parks, and sitting back and unwinding. It is the warmest season of the year with temperatures nearing or exceeding 90 degrees Fahrenheit (32 degrees Celsius) for large portions of the country. Having grown up and currently residing in the southern United States, managing to stay cool feels like second nature. It’s an effect of growing up in a region with high temperatures and humidity where heat management is of utmost importance.