Central Insurance Companies

School Safety Saves Lives

It’s back to school time and for many children, school is already in session. Today as I drove my son to school, I realized how important it is to use extra caution while driving, now that school is in session. This is the time of the year when we say goodbye to the leisurely summer traffic, and start sharing the road with hurried parents, new teen drivers, student pedestrians, and school buses. Not only do we want to send our kids off to school safely each day, but it is equally important that each of us make it to and from work safely. Why not start this school year by sharing the following safety tips from the National Safety Council:

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What is a Deductible?

INS101-Deductibles-Video-Images-Blog-TipsToolsIf you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto claim where your vehicle suffers $1,500 worth of damage and you have a $500 deductible, the insurance company pays $1,000 of the claim where you, the policyholder, would cover the other $500 (satisfying the deductible amount).
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Does Your Commercial Renewal Policy Need a Renewal Checkup?

Businessman writing on document with fountain pen, close upAs a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws, complying with state and local regulations, etc., etc.  It’s easy to overlook important changes that may have occurred in your business and need to be accounted for on your insurance policy. Your annual policy renewal is a great time to consult with your independent agent and make sure you are properly protected, as well as not paying for coverage for exposures you may no longer have.

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Positive Reflections Can Enhance Your Shopping Experience

Client at shop paying at cash register with saleswomanIf you’re in a customer service career, you already understand that your positive interactions can help control a situation. But have you ever considered the same when you’re the customer?

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Man’s Best Friend or a Liability?

I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever thought about how your insurance could be affected by the type of dog you decide to own?
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Back to School Tips

SchoolBusSafetyWith a well-rounded summer vacation ending, parents are spending a lot of time getting their kids ready for school. New school supplies, haircuts, and special end-of-summer outings all play into the back-to-school routine. Here are some other things that parents can do for themselves and their kids to ensure a smooth transition into the school year.

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Insurance 101 from the Underwriter

Click for answers to more of your insurance questions!

Click for answers to more of your insurance questions!

Working as an insurance professional, my friends and family often ask me about insurance. I’m sure others out there have these same questions so I thought I would try to help answer them.

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