Central Insurance Companies

Category: Commercial


A Regular Sprinkling of Maintenance

As I sat down and pondered what to write for this month’s blog, I thought about the many fire safety resources generated this time of year regarding holiday hazards such as live Christmas trees or overloading electrical outlets. And yes,…

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New Construction Needs Special Property Coverage

Is your company having a new building constructed or renovating an existing structure? If so, you need to consider purchasing a Builders Risk policy to cover the property exposures.  Some commercial property policies include coverage for this exposure, but there…

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Does Your Commercial Renewal Policy Need a Renewal Checkup?

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…

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Basics for Dealing with a Business Interruption

Have you ever had one of those days when you are furiously working on a deadline and your computer crashes or the power goes out and you forgot to save your document? This happened to me recently during one of…

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Business Income Coverage Can Save Your Business

While most business owners are aware of the importance of insuring their buildings, personal property, and commercial vehicles, they often overlook a very important coverage – Business Income Coverage. For starters, it can be confusing to determine a coverage limit….

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Spring Into Safety with Loss Control

I am sure most of us would agree that spring is such a beautiful time of year! Even though some of you may still be experiencing snow in your geographical regions, other areas are starting to show the early signs of…

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Prevent a Business Budget Breakdown with Equipment Breakdown Coverage

What equipment do you use in your business? What would you do if any piece of that equipment were to break down? For instance, how could you operate your restaurant if your ovens, stoves, or fryers were not working properly? Or if the…

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