Category: Commercial
Data privacy will be a top trend for businesses in 2021. Today, virtually every nation has enacted laws that impact data privacy—or they are actively considering them. Failure to protect customer and employee information can have costly consequences. Business leaders…
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Category: Business, Commercial, Liability, Technology
Tags: businesses, commercial, Consumer data, cyber, cybercriminals, Data Privacy, Data Privacy Laws, IT resources, password protection, phishing scams, scams, software
I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…
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Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management
Tags: business owner, commercial property, loss control, preventative maintenance, risk management, roof maintenance, spring cleaning
Contractors have enough items to juggle without adding insurance into the mix; however, insurance-related issues are often unavoidable and, in some cases, misunderstood. Sure, it’s easy enough to determine how much coverage is needed for tools and equipment and it’s…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, business, commercial, commercial umbrella policy, commercial vehicles, contractors, Employment Practices Liability Insurance, equipment breakdown coverage, general liability, liability insurance, professional liability, property damage, subcontractors
It’s snowin’ and blowin’ everywhere in Ohio right now and in much of the U.S., but like my grandma says, “It’s that time of year!” There are times when we have to venture out, even during and after winter weather…
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Category: Business, Claims, Commercial, Liability, Prevention, Weather
Tags: certificate of insurance, commercial property, ice, liability, slip and fall, snow and ice, snow removal contractor, winter weather, workers' compensation
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
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Category: Auto, Business, Claims, Commercial, Liability, Loss Control, Risk Management, Technology
Tags: accident investigation, business, car camera, commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, liability, risk management, telematics
As a small business owner, you have a lot on your plate. Dealing with COVID while trying to make a profit and keep your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, complying with state and…
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Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…
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Category: Auto, Business, Central, Commercial, Loss Control, Risk Management
Tags: Azuga, claims, commercial, commercial auto policy, company car, company drivers, company vehicles, fleet, fleet management, fleet safety program, fleet tracking, Safety cam, telematics
One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…
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Category: Accident, Auto, Business, Commercial, Liability
Tags: business owner, commercial, commercial auto policy, commercial insurance, commercial umbrella policy, commercial underwriting, excess policy, self-insured retention
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…
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Category: Business, Central, Commercial, Loss Control, Service
Tags: commercial, commercial insurance, commercial policy, fleet safety program, loss control, loss control consultant, loss control inspection, loss control representative, loss control services, loss control survey, potential risks, relationships, risk management, safety, safety program, workplace safety