Central Insurance Companies

Category: Commercial


Managing Inventory with the Peak Season Endorsement

During the course of a year, businesses in various industries may see their inventories rise or a firm may see greater demand for their products at certain times of the year. For example, many people take vacations during the summer;…

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The Importance of Electrical Maintenance and Safety

Electricity can do amazing things; whether it’s charging your cell phone or powering entire cities, it is something that has changed our world and technology as we know it. One of my first experiences with the power of electricity came…

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Protecting Your Produce: The Benefits of Spoilage Coverage

According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i]  This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article from fooddive.com notes…

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Creating and Maintaining a Drug-Free Workplace

Illicit drug use and drug addictions are an unfortunate occurrence that we often see broadcasted on the evening news or even directly affecting the people we know. Businesses are not exempt from facing this epidemic as the use of drugs…

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Corporate Governance: Keeping Our Corporations on the Right Path

In recent years, we have seen many scandals at a number of corporations involving issues such as bribery, personal misconduct, and several glaringly egregious business practices.[i] The result of these scandals has led to reduced corporate profits as well as…

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What’s in a Name? The Importance of Named Insured Underwriting

When underwriters think about risk, perils such as fire and theft come to mind. One risk that can be overlooked is improperly underwriting multiple named insureds. This article will discuss the importance of underwriting named insureds.

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Beat the Heat by Staying Hydrated

During my time in the military, a common phrase I heard while training in the field was, “hydrate or die”.  Although it may not have been the best way to put it, it was an effective reminder to keep hydrated…

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