Central Insurance Companies

Category: Commercial


Insuring Your Office

Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…

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What is Subrogation?

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?

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May the Coverage Be With You!

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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Hiring Young Workers: Know the Rules!

High school and college-age workers are an important part of the employment pool; they take your order at fast-food restaurants, bag your groceries, keep your community lawns looking nice, and lots of other things. They are a growing part of…

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Stay Cyber Secure When Connecting Remotely

COVID-19 has forced people from their workplaces and schools. Working from home and homeschooling means that millions of Americans are using video conferencing for the first time. With this surge in new users, there will be many cybersecurity challenges. Here’s…

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Digital Hygiene Tips for Coronavirus Scams

Coronavirus scams are everywhere. During the evolving public health crisis surrounding COVID-19 (coronavirus), it is essential to remain vigilant in the days and weeks to come, online as well as out in the world.

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Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

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Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

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Teamwork Makes the Dream Work: Hiring Team Players

Did you watch the Super Bowl this past weekend? Even if you aren’t an NFL fan, I’m sure you would agree that both the Chiefs and the 49ers have proven themselves successful this season at building a winning team. Just…

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Selecting the Right Snow Removal Contractor for Your Business

Winter weather can be an awe inspiring thing to watch when it comes to snow fall. It can also be interesting at times to watch as people try to navigate the parking lots and sidewalks leading into homes or businesses…

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