If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…
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Category: Business, Commercial, Loss Control, Prevention, Risk Management
Tags: building, business, business owner, commercial building, commercial property, inspection, loss control, loss control inspection, prevention, roof, roof damage, roof inspection, water leak
As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…
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Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, alcohol training, bar owners, bartenders, business, business insurance, business owner, commercial building, Commercial general liability, commercial insurance, commercial property, customers, employee, employees, employment, fall prevention, hazard, liquor liability, protecting business property, safety, Safety Tips, small business, taprooms, tastings
Now that it is National Cyber Security Awareness Month, what better time to educate yourself on the current levels of cybercrime around the world. More than half of mid-market businesses have experienced a data breach[1], and more than 175 million…
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Category: Business, Commercial, Financial, Personal, Prevention, Risk Management, Technology
Tags: cyber, cyber crime, cyber criminals, cyber insurance, cyber risk, cyber security, cybercrime, CyberScout, cybersecurity, Internet, National Cyber Security Awareness Month, Personal Cyber Protection
So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant last fall. The bank that owned the…
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Category: Commercial, Financial, Prevention, Saving Money
Tags: cost of repairs, coverage, flood, flooding, frozen pipes, property, property coverage, property damage, property policy, security, security system
Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
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Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I often consult the owners and managers of restaurants, bars, clubs, event centers, caterers, wineries, and breweries. Alcohol certainly…
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Category: Business, Commercial, Liability, Loss Control, Risk Management
Tags: alcohol, alcohol awareness, alcohol training, bar owners, bartenders, breweries, caterers, intoxication, lawsuit, liability insurance, liability lawsuits, liquor liability, restaurant, servers, TIPS, wineries
