Central Insurance
Category: Commercial
Peak Season Endorsement: A Better Way to Manage Inventory
If you operate a seasonal business or a business with significantly higher inventories at set times of the year, a peak season endorsement is an important consideration. Your personal property limit, including inventory, will remain constant throughout the year. However,…
Read MoreHow to Protect Yourself From Roofing Scams
Property owners often find themselves the victim of contractor fraud. In 2022 alone, the Federal Trade Commission reported a total of 70,612 home-related fraud cases. Of all the areas of a building scammers can target, the roof is often the…
Read MoreEvery Business Needs Office Insurance: Here’s Why
While there’s typically no such thing as one-size-fits-all when it comes to insurance, commercial insurance is designed to offer protection to a wide range of businesses and industries from broad coverage to niche needs. The functions of these companies can…
Read MoreWhat is a Named Insured in Underwriting?
When underwriters think about risk, fire and theft come to mind. However, one risk that might be overlooked is improperly underwriting multiple named insureds. Yet the named insured is a key element in any commercial insurance policy. Who is considered…
Read MoreWhy Do I Need a Builder’s Risk Policy?
Whether you’re undertaking new construction, a remodel, or a renovation, a Builder’s Risk policy is an important consideration for residential and commercial properties. What is a Builder’s Risk Policy? Designed to cover a property throughout the course of construction, a…
Read MoreFleet Management Solutions: How to Minimize Loss and Maximize Profits
Whether you’re a large trucking company or a small business using vehicles to deliver services, the challenges you face regarding fleet management are likely the same. Compliance requirements, maintenance issues, route optimizations, and supply chain disruptions can all make the…
Read MoreEmployee Drivers & How to Protect Your Business Auto Insurance Rates
When determining which of your employees should have access to a company vehicle, it’s important to consider the effect these individuals could have on your business auto insurance policies. At-fault accidents are the most common cause of premium increases on…
Read MoreHow to Start a Brewery: Insurance Edition
Considering starting a brewery? Here’s what type of insurance coverage you’ll need.
Read MoreEquipment Breakdown Coverage: What It Is & Why You Need It
Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of repairing or rebuilding your home after an accident and can provide replacement costs for personal belongings when broken or destroyed. …
Read MoreWhat Commercial Insurance Policy Does My Business Need?
Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hundreds of employees,…
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