Category: Commercial
Quarantine fatigue is not only sending people to crowded bars. We’re all getting tired of it—call it quaran-tigue—and that could spell trouble on the cybersecurity front.
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Category: Business, Central, Commercial, Employees, Home, Personal, Prevention, Technology
Tags: cloud based services, cloud storage, computer, cyber, cyber attack, cyber crime, cyber security, CyberScout, cybersecurity, data backup, fatigue, firmware, malware, multi-factor authentication, pandemic, phishing, quarantine, quarantine fatigue, scam, scammers, scams, software, work from home, working from home
Hurricane season is here. Meteorologists are at work and love to make predictions about how many hurricanes will make landfall and their potential severity. People in high-risk areas will be directly affected, of course, but everyone still needs to pay attention….
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Category: Business, Claims, Commercial, Financial, Home, Risk Management, Weather
Tags: claims, claims adjuster, claims process, claims service, coronavirus, COVID-19, disaster, disaster plan, disaster preparedness, emergency kit, emergency response plan, emergency supplies, FEMA, flood, flood insurance, flood zone, flooding, hurricane, hurricane season, natural disaster, personal pretective equipment, social distancing, storm damage, storms
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…
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Category: Business, Central, Commercial, Liability, Risk Management
Tags: building, building contents, building coverage, business income coverage, commercial, commercial building, Commercial general liability, commercial insurance, commercial policies, commercial property, exposure, exposures, general liability, liability, office, office building, offices, property
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?
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Category: Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Saving Money, Service
Tags: analytics, artificial intelligence, coverage, damages, premiums, products liability, subrogate, subrogation, third-party
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
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Category: Business, Commercial, Employees, Liability, Risk Management, Technology
Tags: Builders Risk, business, catastrophic event, cause of loss, cloud storage, commercial, commercial building, commercial insurance, construction, coverage, cyber, cyber security, data, deductible, employee, employees, exposure, exposures, inland marine, liability insurance, risk, risk assessment, safety, underwriter, workers' compensation, workplace, workplace safety
High school and college-age workers are an important part of the employment pool; they take your order at fast-food restaurants, bag your groceries, keep your community lawns looking nice, and lots of other things. They are a growing part of…
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Category: Business, Commercial, Employees, Liability, Service
Tags: employer, employment, hire, hiring young adults, summer jobs, summer work, teen jobs, teen work
COVID-19 has forced people from their workplaces and schools. Working from home and homeschooling means that millions of Americans are using video conferencing for the first time. With this surge in new users, there will be many cybersecurity challenges. Here’s…
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Category: Business, Commercial, Communication, Employees, Personal, Prevention, Technology
Tags: communication, computer attacks, cyber, cyber hygiene, cyber risk, cyber security, cyberattack, CyberScout, cybersecurity, data, hackers, Internet, malware, malware attack, mobile security, phishing, ransomware, scam, secure, security, smishing, vishing, webcam
Coronavirus scams are everywhere. During the evolving public health crisis surrounding COVID-19 (coronavirus), it is essential to remain vigilant in the days and weeks to come, online as well as out in the world.
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Category: Business, Commercial, Employees, Prevention, Technology
Tags: anti-malware, anti-virus, antivirus, back up data, business, business owner, commercial, coronavirus, COVID-19, cyber, cyber attack, cyber crime, cyber criminals, cyber hygiene, cyber security, cybercrime, CyberScout, cybersecurity, security, vpn
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…
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Category: Business, Central, Commercial, Loss Control
Tags: commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, insurance carrier, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy
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