Category: Claims
Winter is in full force and the potential for claims resulting from ice dams is on the rise! While most of the damage caused by a winter storm is immediate, ice dams losses usually don’t occur until several days after….
Read More
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
Read More
Category: Auto, Business, Claims, Commercial, Liability, Loss Control, Risk Management, Technology
Tags: accident investigation, business, car camera, commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, liability, risk management, telematics
Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen vehicle parts, to…
Read More
Category: Accident, Auto, Claims, Personal, Prevention, Risk Management
Tags: airbag fraud, anti-fraud, auto repair, bandit tow trucks, chop shops, collision, collision repair, fraud, scam, towing
In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud reported…
Read More
Category: Central, Claims, Home, Personal, Prevention, Risk Management, Weather
Tags: fraud, home repair, insurance fraud, roof contractor, roof damage, roofer, roofing scam, scam, storm chasers
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
Read More
Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
Read More
Category: Claims, Home, Personal
Tags: back up power, claims, cleaning gutters, freezing, freezing pipes, gutters, hail damage, handrails, heating system, insulation, Insurance Information Institute, loss frequency, personal property, personal property coverage, preparedness, property damage, property owner, sealing doors, sealing windows, steps, subrogation, tree maintenance, trees, water damage, water pipe, wind damage, window seals, winter preparation, winter weather
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…
Read More
Category: Accident, Auto, Claims, Liability, Personal, Umbrella
Tags: insurance policy, liability, liability coverage, liability exposures, liability insurance, liability limits, Personal Umbrella, personal umbrella policy
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the National Severe Storms Laboratory indicates, hail is a form of precipitation consisting of…
Read More
Category: Claims, Home, Personal, Weather
Tags: hail, hail damage, hail storms, hailstones, home, homeowners insurance, homeowners policy, roof, roof damage, severe weather, weather losses
Did you know that over 2.9 million workplace injuries occur each year? Accidents and injuries happen, but the common goal is to limit the number of injuries and keep employees as safe as possible. When an injury does happen, there is…
Read More
Category: Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Service
Tags: after an accident, First Report of Injury, injury, nurse, safety, slip and fall accidents, worker, workers safety, workers' comp claims, workers' compensation, workplace, workplace safety
Insurance is such an oddity; people pay premiums in exchange for a promise of help if something goes wrong. Everyone hopes to never test that promise, but let’s face it – bad things happen. When something bad does happen, myCentral is…
Read More
Category: Central, Claims, myCentral, Service
Tags: claim, claim representative, claims, claims department, claims process, claims service, filing a claim, insurance claim, myCentral, roadside assistance