Category: Claims
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…
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Category: Accident, Auto, Claims, Liability, Personal, Weather
Tags: auto accident, auto insurance, auto policy, car accident, car insurance, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, other than collision, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…
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Category: Accident, Auto, Claims, Home, Liability, Personal, Umbrella
Tags: claim, claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, inland marine, inland marine policy, insurance, insurance claim, personal insurance, Personal Umbrella, personal umbrella policy
Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
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Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…
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Category: Accident, Auto, Claims, Liability, Personal
Tags: auto accident, auto insurance, auto policy, automobile accident, car accident, car insurance, going to college, insurance claim, Personal, personal insurance, safe driving, what to do after a car accident
Hurricane season is here. The season runs from June 1st through November 31st. Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity. Unless you live in a high-risk area that could be directly impacted, you…
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Category: Claims, Home, Personal, Prevention, Risk Management, Weather
Tags: catastrophic weather, disaster plan, emergency kit, emergency supplies, flood, flood insurance, flood zone, hurricane, hurricane season, property damage, protect your home
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs.
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Category: Claims, Home, Personal, Prevention, Weather
Tags: bad weather, contractors, home damage, home repair, house damage, property damage, roof damage, storm, storm damage, storm disaster
The drains and toilets in your house start to back up. Nothing seems to be draining so you call the plumber. When the plumber arrives, he inserts a snake with a camera on the end, into your main sewer line…
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Category: Central, Claims, Home, Personal
Tags: open-trench excavation, pipe-bursting, pipe-relining, sewer line, sewer pipe, sewer replacement, sewer system, tree roots, utility connection
