Category: Loss Control
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
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Category: Auto, Business, Claims, Commercial, Liability, Loss Control, Risk Management, Technology
Tags: accident investigation, business, car camera, commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, liability, risk management, telematics
While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t…
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Category: Business, Communication, Liability, Loss Control, Risk Management
Tags: condo association, condo association master policy, condominium declarations, directors and officers, Employment Practices Liability Insurance, liability, ordinance or law coverage, risk management
Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…
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Category: Auto, Business, Central, Commercial, Loss Control, Risk Management
Tags: Azuga, claims, commercial, commercial auto policy, company car, company drivers, company vehicles, fleet, fleet management, fleet safety program, fleet tracking, Safety cam, telematics
Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…
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Category: Business, Central, Commercial, Loss Control, Service
Tags: commercial, commercial insurance, commercial policy, fleet safety program, loss control, loss control consultant, loss control inspection, loss control representative, loss control services, loss control survey, potential risks, relationships, risk management, safety, safety program, workplace safety
We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and now games will start in October…GO BUCKS! COVID-19 has changed how we’ll watch these…
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Category: Business, Commercial, Employees, Liability, Loss Control, Prevention
Tags: alcohol awareness, alcohol awareness training course, alcohol consumption, alcohol related accident, alcohol training, bar, bar owners, bartenders, COVID-19, fines, football season, intoxication, liability, loss control, loss control representative, restaurant, safety, Safety Tips, servers, TIPS, workers' compensation
Did you know that over 2.9 million workplace injuries occur each year? Accidents and injuries happen, but the common goal is to limit the number of injuries and keep employees as safe as possible. When an injury does happen, there is…
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Category: Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Service
Tags: after an accident, First Report of Injury, injury, nurse, safety, slip and fall accidents, worker, workers safety, workers' comp claims, workers' compensation, workplace, workplace safety
Spring is here and summer is coming. As a suburban dad, this means I only have two things on my mind: lawn maintenance and barbeque. Nothing ruins a good cookout faster than a trip to the emergency room or a…
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Category: Home, Loss Control, Personal, Prevention, Risk Management
Tags: cooker, cooking fire, cooking fires, fire, fire safety, grease fire, grill, grilling, grilling safety, home, outdoor cooking, safety, Safety Tips
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…
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Category: Business, Central, Commercial, Loss Control
Tags: commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, insurance carrier, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy
If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…
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Category: Business, Commercial, Loss Control, Prevention, Risk Management
Tags: building, business, business owner, commercial building, commercial property, inspection, loss control, loss control inspection, prevention, roof, roof damage, roof inspection, water leak
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