Central Insurance Companies

Category: Loss Control


Summer is Coming: Tips for Outdoor Cooking

Spring is here and summer is coming. As a suburban dad, this means I only have two things on my mind: lawn maintenance and barbeque. Nothing ruins a good cookout faster than a trip to the emergency room or a…

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Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

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Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

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Does your Business Have a Roof Inspection Program?

If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…

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Small Business Safety: Taprooms & Tastings

As a long-time homebrew hobbyist and a self-proclaimed craft beer aficionado, I have a deep appreciation for the passion and hard work that goes into creating great spirits. If you’ve managed to turn your passion into your business and joined…

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TIPS for Your Servers This Football Season

Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…

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Alcohol Awareness Training: Be Smart about Serving

Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I often consult the owners and managers of restaurants, bars, clubs, event centers, caterers, wineries, and breweries. Alcohol certainly…

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Fireworks Safety Tips for the 4th

The Fourth of July is quickly approaching. People are stocking up on food, drinks, and fireworks. Fireworks are known for being fun and loud, but they can also be very dangerous. Here are some tips for staying safe if you…

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Swim Safely: Avoid Dock Shock

Summer months should be filled with family fun and many people spend time on freshwater ponds, pools, lakes, and rivers keeping cool. Swimming always comes with risks, but even those who don’t enter the water need to be aware of…

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5 Tips To Stay Safe on the Road This Memorial Day

Memorial Day is a day dedicated to the remembrance of those who gave the ultimate sacrifice for our country. Many Americans celebrate with cookouts, parties, and time at the lake or beach with family and friends. Regardless of how you…

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