Category: Umbrella
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
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Category: Auto, Home, Personal, Umbrella
Tags: extra protection, Personal, personal insurance, Personal Umbrella, personal umbrella policy, protection, umbrella, umbrella policy
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…
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Category: Accident, Auto, Claims, Liability, Personal, Umbrella
Tags: insurance policy, liability, liability coverage, liability exposures, liability insurance, liability limits, Personal Umbrella, personal umbrella policy
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
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Category: Financial, Home, Liability, Personal, Umbrella
Tags: additional interest, college, college student, college students, dorm room, homeowners policy, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
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Category: Auto, Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: Adequate coverage, adequate protection, agent, annual insurance review, business, business owner, independent agent, independent insurance agent, insurance program, insurance review, liability exposures, owning a business, Personal, personal assets, protection, umbrella, umbrella policy
As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more enjoyable than a day on the boat, a good time can quickly go bad…
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Category: Personal, Prevention, Risk Management, Umbrella, Weather
Tags: boat, boat inspection, boat insurance, boat safety, boating, boats, first aid kit, inspection, life jacket, safety kit, Safety Tips, sailboat, US Coast Guard, water safety, watercraft
FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…
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Category: Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: accidents, ATV, deer, deer hunting, exposure, homeowners insurance, homeowners policy, hunting, hunting season, liability coverage, liability limits, Personal Umbrella, personal umbrella policy
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…
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Category: Accident, Auto, Claims, Home, Liability, Personal, Umbrella
Tags: claim, claims, collision coverage, comprehensive coverage, comprehensive protection, coverage, inland marine, inland marine policy, insurance, insurance claim, personal insurance, Personal Umbrella, personal umbrella policy
There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!”
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Category: Auto, Home, Liability, Personal, Prevention, Umbrella, Weather
Tags: boat safety, driving safety, Grill safety, Labor Day, Labor Day weekend, liability, liability insurance, Personal, personal coverage, personal insurance, property coverage, Safety Tips, summer safety, travel safety
For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…
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Category: Central, Claims, Education, Home, Liability, Personal, Risk Management, Umbrella
Tags: home, liability insurance, March Madness, Personal, personal liability coverage, Personal Umbrella, personal umbrella policy