Central Insurance Companies

Category: Umbrella


Common Misconceptions about the Personal Umbrella Policy (Part 2)

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…

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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…

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Coverage for the College Student

This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…

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Now Might Be the Perfect Time for an Account Review

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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It’s That Time of Year: Prepare Your Boat!

As the weather heats up, many people are getting excited to head to the lake, river, or ocean to go boating! While there is nothing more enjoyable than a day on the boat, a good time can quickly go bad…

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Don’t “Buck” You’re Exposure! Hunter’s should read!

FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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It May Have Been Covered but HOW Was It Covered?

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…

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Safety First When Celebrating Labor Day!

There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!”

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March Madness is Here – Are You Ready for the Risks?

For basketball junkies and non-junkies alike, this is the greatest time of year for college basketball. March Madness has officially arrived! The excitement for the sport is at its highest, and even the non-basketball fans believe they are the next…

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