Central Insurance
If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you have someone inspect your roof?”
The reason they ask these questions is that your roof needs check-ups and maintenance too, just like an automobile or any other mechanical system. Inspecting your roof on a regular basis (two times per year) can prevent possible water damage to the interior of the building and expensive repairs down the road.
Establishing a Roof Inspection/Maintenance Program includes:
- Establishing a file for each building roof.
- Inspecting the roof in the spring and fall.
- Taking note of when the roof was installed.
- Taking note of when repairs or updates were completed.
- Checking for any current roof leaks.
- Checking the interior of the building for signs of leaks (water-stained ceiling tiles, discoloration on interior walls and around windows).
- Taking photos of the roof.
- Keeping a copy of each inspection report.
Your loss control representative can help you establish a program and may even be able to supply you with a checklist. If you are not able to inspect the roof yourself, a roofing contractor can provide these services for you, as well.
If you have any questions about setting up a roof inspection/maintenance program, contact your local independent agent for guidance and assistance.
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Before extreme weather conditions, you should definitely go for a full checkup for your home. If not your insurance policy claiming won’t get successful since some terms and conditions limit the coverage if policy, you should go through to know about the coverages and exclusions related to home insurance policy.