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Dwelling Coverage vs Market Value: What’s the Difference?

dwelling coverage vs market value

With home values significantly rising across the country over the past few years, it is important to understand the difference between dwelling value and market value when it comes to home insurance.

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Start the New Year with a Personal Policy Checkup

As you start tackling your list in the new year, remember to review and update your insurance policy — especially if you received valuable gifts during the holiday season. 

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Moving Faster than the Speed of Fraud

When it comes to insurance, conversations about fraud are never far behind. While fraud is an unfortunate reality of the insurance business — costing the industry up to $50 billion each year — it’s also an opportunity to bring significant value to Central policyholders through a robust anti-fraud approach that identifies and stops fraud before it ever happens. Learn more from our the Special Investigations Unit about how Central is combating fraud and innovating solutions that are setting new standards of excellence within the industry.

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Have you Heard of Infotainment Data?

By Nathan Chunn Most people are aware of the information that can be collected from a vehicle’s “black box.” However, the information that can be gained from the Infotainment Center in a vehicle is not as widely known. Infotainment Data,…

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“I want to work in insurance when I grow up!” – No One Ever

“I want to work in insurance when I grow up!” – No One Ever There aren’t a lot of people working for insurance carriers or agents who grew up thinking that’s where their career would take them. Unless insurance was…

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Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…

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Getting Personal with Agents and Underwriters

I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central Insurance. However, when I obtained my very first position as a personal lines customer service representative at…

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What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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It May Have Been Covered but HOW Was It Covered?

If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…

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General Liability Covers More Than You Might Think

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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