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Builder’s Risk Policy vs. a Loss: Which Costs More?

“I don’t need a Builder’s Risk policy,” said a contractor.  “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.

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Mining the Data: Artificial Intelligence and Insurance

Recent improvements in computing power allow users to rapidly process very large volumes of data.  One area of computer science that has benefited from this is Artificial intelligence (AI); this includes an area of AI known as Machine Learning (ML)….

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Fact or Fiction: Can You Spot the Truth?

Let’s play a game! Listed below are ten facts… or are they? Can you separate the facts from the fiction?

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Back to School Checklist Should Include an Insurance Check Up!

Over the next couple weeks, we’ll see the return of cooler temperatures, shorter days and football season – Go Bucks!  It’s also the time of year students across the country return to school. And for college students, back to school means more…

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Insurance 101: Introduction to Insurance Coverages (College Edition)

Post authored by John Kidd As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience: collegiate athletics, clubs and organizations, as well as the life-long friends that…

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A Day in the Life of an Insurance Marketing Manager

I’m often asked what I do on a daily basis, usually after I try to explain what a marketing manager is. Before I can answer those questions, I have to explain that I do not sell insurance. Instead, marketing managers are the face…

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Storm Season is Here…Are You Ready?

Does June 29, 2012 ring a bell for you? That date will live in the insurance professionals’ memories for years to come. Derecho is a Spanish term for a straight, long, widespread and long-lasting storm that comes with fast-moving thunderstorms…

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Subrogation: The Right to Recovery

SUBROGATION – How’s that for a $.10 insurance word?  I suspect most of you do not know what subrogation is unless you’ve previously had a loss involving it. According to Black’s Law Dictionary (you know it’s serious when I quote…

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10 Values I’ve Gained from 30 Years in Insurance

I started my career as an elementary school teacher at the wonderful age of 22, ready to make my mark on 30 sixth graders. Yes that is correct, 30 12-year-old kids with raging hormones in a classroom the size of a two-car…

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Tree Damage – Are You Insured?

With all the tree damage from the recent storms, we’ve seen a lot of online conversation about insurance and the coverage or lack of coverage for tree damage.  One person posted “Did you know that insurance only covers to have trees…

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