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When It Rains, It Pours: Preparing For and Recovering From Mother Nature

While most of the Northeast is still grappling with the aftermath of Superstorm Sandy, they may soon have more high winds, rain, and possibly snow to deal with.  What is known as a “nor’easter” is expected to hit the eastern…

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For College Students, Some Exclusions May Apply

With college kids back to school, parents often call to remove their children from their auto policy to try to save a few dollars. While this may be possible in some states, it is not the case for all. In…

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Ouch! Now What?

You’re at work moving storage boxes when suddenly, you feel a sharp pain in your back.  At first, you take a few deep breathes thinking you have just pulled a muscle and if you give yourself a moment, you’ll be…

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Understanding and Preparing for a Premium Audit

You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations.  You’ve paid all of your premiums on time so what could they…

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Don’t Wait on Weird Workers’ Comp Claims

When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd.  Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a…

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Break Murphy’s Law with Equipment Breakdown Coverage

Anything that can go wrong, will go wrong. This adage, coined by American aerospace engineer Edward Murphy some six decades ago, is known as Murphy’s Law. A popular variant to this statement adds the conclusion “at the worst possible moment.”…

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April Showers Bring May….Water Losses?

The old saying goes “April showers bring May flowers.”  But did you know that April showers can bring more than May flowers?  Yes, unfortunately those April showers which are so important to flower growth can also bring dreaded water losses. …

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InVESTing in the Future

Let’s face it….most students don’t dream of a career in the insurance industry. I didn’t. I studied Journalism. I wanted to be an anchorwoman for a major network. Now that’s exciting! Well, life had other ideas for me and today…

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