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Price is Not the Only Piece of the Commercial Insurance Puzzle

As a business owner, what do you look for in an insurance company? The first answer for many small business owners will be the cheapest price.   In these dicey economic times, that line of reasoning is understandable.  However, there are…

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Control Your Losses to Cut Your Premiums

As a business owner, you buy insurance every year to provide protection from financial loss.  However, the commercial policy shouldn’t be viewed as a maintenance policy.  The most important function of the policy is to provide protection from severe or…

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Understanding and Preparing for a Premium Audit

You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations.  You’ve paid all of your premiums on time so what could they…

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