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Every Business Needs Office Insurance: Here’s Why

office insurance

While there’s typically no such thing as one-size-fits-all when it comes to insurance, commercial insurance is designed to offer protection to a wide range of businesses and industries from broad coverage to niche needs. The functions of these companies can…

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How to Start a Brewery: Insurance Edition

How to start a brewery

Considering starting a brewery? Here’s what type of insurance coverage you’ll need.

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Equipment Breakdown Coverage: What It Is & Why You Need It

equipment breakdown coverage

Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of repairing or rebuilding your home after an accident and can provide replacement costs for personal belongings when broken or destroyed. …

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What Commercial Insurance Policy Does My Business Need?

commercial insurance policy

Commercial insurance is far from one-size-fits-all, but there are exposures that nearly every business has in common. Whether you’re an accounting firm or a web engineering company, have a “solopreneur” space, or a multi-story building filled with hundreds of employees,…

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Ring in 2022 With a Policy Checkup for your Business

In the midst of the hustle and bustle of the new year, it can be easy to overlook important changes that may have occurred with your business that need to be accounted for on your insurance policy. Prioritizing your annual policy renewal is a great opportunity to consult with your independent agent and review any changes to your business to ensure you are properly protected for the year ahead. 

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Are You Fire Safety Smart?

“Burn, baby, burn” may have packed the dance floor during the days of disco, but those words are anything but a good time when it comes to your home and property.   Since 1922, the National Fire Protection Agency has sponsored…

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May the Coverage Be with You

One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…

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The Benefits of Telematics for Company Vehicles

When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…

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Business Insurance 101: Where Do New Business Owners Start?

If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…

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