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Enterprise Risk Management: An Alternative Approach to Managing Risk
One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professionals regularly use risk…
Read MoreThere’s No Place Like The Insurance Industry
Last year at this time I wrote a blog about stumbling into the insurance industry and ended up actually fitting into it. I stated that I wouldn’t trade it for anything since every day is different and brings a new…
Read MoreDoes Your Commercial Renewal Policy Need a Renewal Checkup?
As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…
Read MorePrice is Not the Only Piece of the Commercial Insurance Puzzle
As a business owner, what do you look for in an insurance company? The first answer for many small business owners will be the cheapest price. In these dicey economic times, that line of reasoning is understandable. However, there are…
Read MoreControl Your Losses to Cut Your Premiums
As a business owner, you buy insurance every year to provide protection from financial loss. However, the commercial policy shouldn’t be viewed as a maintenance policy. The most important function of the policy is to provide protection from severe or…
Read MoreUnderstanding and Preparing for a Premium Audit
You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations. You’ve paid all of your premiums on time so what could they…
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