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Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…

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Proof of Insurance When You Need It Most!

  You see the blue and red flashing lights in your rearview mirror. You think to yourself, “How fast was I going? I wasn’t going that fast, was I? Oh shoot, I’m being pulled over!” Next flurry of thoughts: safely…

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What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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When Life Brings Storms, a Personal Umbrella Policy Protects You!

Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…

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Does your college student know what to do if they are involved in a car accident?

Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…

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Business Vehicles and Your Personal Auto Policy

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Are You Taking Full Advantage of Your Premium Discounts?

As I’ve mentioned before, it’s hard to watch any sort of television program without seeing an insurance advertisement at some point. I also have already expressed my views on the commercials that attempt to be cute, so we won’t go there.

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Customized Insurance Coverage Is No Laughing Matter

My morning routine includes watching the local news while ironing my clothes so that I can look presentable to both the public and my coworkers. Several days ago, I was in the middle of this routine when the newscast cut…

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Buyer’s Remorse: Will Your New Vehicle Impact Your Rates?

I am currently searching the market for a new vehicle. My trusty Pontiac G6 has treated me well, but I think it may be time for an upgrade. Let’s just say, it has had one too many run-ins with the…

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