Central Insurance Companies

Builder’s Risk Policy vs. a Loss: Which Costs More?

Builders Risk 2

“I don’t need a Builder’s Risk policy,” said a contractor.  “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.

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Jump Into Summer Safely: Trampoline Tips


Now that school’s out for the summer, entertaining the kids becomes a full time job! When they’re not at camps, practices, etc. throughout the day, outside play is always a great option. Kids love jumping, and trampolines have maintained their popularity over the years. Thankfully, as time has gone on, safety has improved and become a priority. Some parents are still wary of the idea of having a trampoline, but trampolines have come a long way with safety in mind. Of course, there are still some rules that should be in place. Here are a few smart and safer options if your kids are begging for a trampoline this summer:

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How to Stop Targeted Ads on Facebook


You probably already know that your Facebook news feed is full of advertisements. But have you ever been surprised to find advertisements for items you just searched for using your phone’s Internet browser?  Were you a little creeped out that Facebook could do that? Or maybe just curious about how they did it? Either way, here’s a little bit about how it works and how to turn it off (if you want to).

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Insuring Your Retail Business


According to Wikipedia, retail is the process of selling consumer goods or services to customers through multiple channels of distribution to earn a profit. Retailers satisfy demand identified through a supply chain. A retail sale occurs when a business sells a product or service to an individual consumer for his or her own use. Read more…

Preventing a Potential Coverage Gap When Relying on Another Entity

Dependent Properties

The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately handling the risk, and then monitoring and reviewing the results. It’s a continuous cycle for risk managers in any industry.

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Uncork The Protection of Vineyard and Winery Coverage


Wine making is a trade as old as civilization. As the process has become more sophisticated over time, so have the options available to protect you against loss.

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One of the ABC’s of Business Insurance: Always Buy Crime Coverage!


If you’re like many business owners, once you get past the initial sigh and/or eye roll that accompanies the word “insurance,” you immediately start to think of property coverage as well as liability insurance. However, you probably don’t give much thought to crime insurance.

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