Cyber attacks are increasing at an alarming rate and the resulting data breaches have led to countless amounts of personal information being exposed to unscrupulous individuals. While banks have become more proactive in monitoring accounts for activity that appears to be fraudulent, their services only play a small part in the overall campaign against identity fraud.
Summer has arrived! The time of year for barbeques, picnics, visiting water parks, and sitting back and unwinding. It is the warmest season of the year with temperatures nearing or exceeding 90 degrees Fahrenheit (32 degrees Celsius) for large portions of the country. Having grown up and currently residing in the southern United States, managing to stay cool feels like second nature. It’s an effect of growing up in a region with high temperatures and humidity where heat management is of utmost importance.
The summer storm season is upon us and with storms come one of the most fearful and unpredictable forces of nature: lightning. A single bolt of lightning can carry over 100 million volts of electricity and create a significant amount of damage to your home and personal property.
As we head into the heat of summer, recent college graduates are excited for the next chapter of their lives. There’s a world of opportunity and many may still feel unsure what profession would be the right fit for them. As a newly minted graduate myself 10 years ago, I had no idea what to do next. I stumbled upon insurance while scrolling through some job boards. The only thing I knew about insurance at that time, was I needed to have it and a payment came out of my checking account each month. When I look back over the past decade, I’m grateful for the opportunities that this industry has provided me and encourage recent graduates to consider a career in insurance as well.
Summer is my favorite time of year. I have great memories of summer breaks from school and family road trips. I remember when I turned 16 and got my driver’s license! My family and I went to Florida to see my grandmother and spent time on the beach. We enjoyed the Florida sunshine, and then started back on our 17-hour trip home. After we stopped to eat, my father handed me the keys to our family car. He told me it was my turn to drive! I remember thinking, “Really, you want me to drive on I-75?” My dad has been both a sheriff’s deputy and a truck driver and I knew this was going to be “summer school” for me.
Because I’ve worked in customer service my entire career, I have taken my fair share of angry customers. Since I previously worked in management at a local restaurant, I dealt with upset customers on a fairly frequent basis, both on the phone and in person. Now working in insurance, I still come across some frustrated customers. Below are some do’s and don’ts for dealing with upset and angry customers!
Your homeowners property insurance policy covers not only your home, but also your personal property anywhere in the world. As long as you have an active policy and damage to your personal property is the result of a covered cause of loss listed in the policy, you’ll have coverage (there may be some conditions and exclusions set forth in the policy that apply). Some of our most prized possessions are taken with us when we travel and can be stolen, lost or misplaced, especially jewelry.