Central Insurance Companies

Insuring Your Office

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Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office building filled with hundreds of professional employees.

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What is Subrogation?

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Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?

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Helpful Resources to Build Resilience


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New challenges arise with each new day as this pandemic continues to take its effect. From day one, our management at Central has been amazing at communicating their expectations for us and providing resources to help us through.

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Utility Line Protection – A Hidden (or Buried) Treasure?

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Our office had a couple of interesting conversations regarding digging up yards recently. In one instance, the husband of one of our account managers started to dig up someone’s yard to help them replace sewer lines. To his surprise, when his backhoe started to dig, not only did he bring up a bunch of soil… Read more…

Summer is Coming: Tips for Outdoor Cooking


Spring is here and summer is coming. As a suburban dad, this means I only have two things on my mind: lawn maintenance and barbeque. Nothing ruins a good cookout faster than a trip to the emergency room or a visit from the local fire department. So, before cooking for your family and/or friends, spend a bit of time evaluating your safety.

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Multi-factor Authentication: What It Is and Why You Should Use It


Have you noticed that many websites and apps are starting to require more than just a password to login to your account? Do you get annoyed and frustrated and wish you didn’t have to do it? The fact is, more and more websites are requiring this additional level of security and that means more and more questions have surfaced in regards to what it is and why it’s necessary.

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May the Coverage Be With You!

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One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds like they have several operations, including security, as well as logistics, and project management. I collected some information and am trying to put together a submission for my underwriter.

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Hiring Young Workers: Know the Rules!

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High school and college-age workers are an important part of the employment pool; they take your order at fast-food restaurants, bag your groceries, keep your community lawns looking nice, and lots of other things. They are a growing part of our workforce, as Baby Boomers continue to reach retirement age and new waves of workers are entering our economy.

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Scammers are Targeting Your Government Relief!

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Cyber-scammers and hackers around the world are working hard right now because they know they have a great opportunity to do what they do best. It’s sad, but scammers are using government relief initiatives to scam people of their money and personal information.

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Preventing the Risk of Distracted Driving

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Distracted driving is something that some of us forget to think twice about. Consider your daily commute or your weekly trip to the grocery store. These are routes you have taken so often and are comfortable with. You probably change the station on the radio or take a drink of your coffee. In the split second, you are performing these tasks, you are taking your eyes off the road and hands off of the wheel, creating the potential for an accident.

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