Central Insurance Companies

Buying a New Car? Don’t Forget the Insurance!

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Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring all the information the dealership needs? No need to stress, here is a quick guide on what you should bring when buying a car!

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Hard Lesson Learned: A Hacker Victim’s Story  

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Since October of last year, I always try to have my phone’s ringer turned up if I am not working, and I’m much more adamant about picking up a phone call. Like many people, I tended to silence my phone a lot because of the constant alarms and alerts. Well, if I would have heard and answered my phone on October 18, 2019, I probably would have saved my future mother-in-law $1,000 by preventing scammers from gaining access to her PC. 

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For Kids By a Kid: School Bus Safety!

KidschoolBusSafety

As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to revisit these safety tips with your children.

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Build a Strong Cybersecurity Culture through Employee Training

 

Data breaches, hacks, and email fraud are hitting businesses of all sizes. It’s not just the big corporations like Equifax and Marriott International—all companies need to prioritize cybersecurity. According to one report, two-thirds of SMBs suffered a cyberattack in the past twelve months.[1]

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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on your homeowners policy aren’t enough to cover the damages. Or this one…imagine your family is heading to your favorite restaurant for dinner on a rainy night. Slippery conditions cause the car to slide off the pavement onto the shoulder. Your spouse over-corrects, sending the family car straight into the path of an oncoming vehicle. Your automobile liability coverage isn’t enough to pay for the injuries to the other car’s occupants.

Think it couldn’t happen to you? The stark reality is that accidents such as these happen nearly every day. Fortunately, protection is available should the unthinkable occur.

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Keep Children Protected from Cyber Phishing Attacks

Back to school season is upon us. Many school officials, teachers, students, and families don’t know what this school year will look like, as the COVID-19 pandemic is affecting when and how students are returning to school. One thing everyone can agree on is that we want to keep our children as safe and healthy as possible. Precautions are being taken to protect against the virus, but the pandemic is also having an effect on children’s cyber-security. What precautions are being taken against cyber-threats?

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What factors can change the extent of hail damage on neighboring homes?

As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the National Severe Storms Laboratory indicates, hail is a form of precipitation consisting of solid ice that forms inside thunderstorm updrafts. Hail can damage aircraft, many structures, automobiles, and can be deadly to livestock and people.

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Identity Theft: One Subject You Don’t Want to Learn at College

As students head off to school this fall, they need to stay vigilant against the scams, schemes, and tricks of identity fraudsters. Student identity theft is on the rise, all around the world. Like most predators, identity thieves like to target the young and the elderly. That’s why college and university students frequently become victims of identity theft. Consider these statistics:

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Coverage for the College Student

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This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College campuses won’t look the same this coming fall semester, but growing numbers of U.S. colleges are pledging to reopen, so there will be students heading to college soon.

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Fostering Relationships in a Socially-Distant World

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Relationships! We all got ‘em. We all want ‘em. What do we do with ‘em?”

That is a line from “Fruitcakes,” a song by my favorite musician, Jimmy Buffett (yes, I am a Parrothead)! He’s right…we all have them. Family, friends, acquaintances, co-workers, the mailman, your hairdresser…you get the picture. But, what do we do with them? It is important to foster relationships, especially in today’s social distance climate.

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