Central Insurance Companies

Condominium Association Risk Management Suggestions

While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t easily stolen – there are other considerations that may not always jump out to board association members. Some of these are insurance-specific while others fall into the legal category.

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Snow and Ice Slip, Trip, and Fall Prevention

During the winter months, it can be very dangerous trying to navigate on sidewalks, driveways, streets, parking lots, or just about any hard surface if there’s snow and/or ice. Ice is great in our soft drinks and ice teas, but not so good when we’re trying to maneuver and you’re slipping and sliding and lose your footing.

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Old and New Holiday Traditions for 2020

Holidays are a time filled with traditions – but we all know, 2020 is no traditional year. This season, many traditions that revolve around dinners and parties and other get-togethers with family and friends will have to be put on hold.

Does that mean we can’t enjoy any traditions? No! Many are already pandemic-friendly or can be with some slight adjustments.

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GivingTuesday and Customer Service

According to their official website, GivingTuesday was created in 2012 as a simple idea: a day that encourages people to do good. GivingTuesday is now a global movement that inspires hundreds of millions of people to give, collaborate, and celebrate generosity. Whether it’s making someone smile, helping a neighbor or stranger out, showing up for an issue or people we care about, or giving some of what we have to those who need our help, every act of generosity counts, and everyone has something to give.

We can all do something special today, but the whole holiday season can be time to spread a spirit of kindness, be thoughtful and generous, and simply treat others as you would like to be treated (with a smile on your face).

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8 Ways to Protect Yourself Against Scams on Black Friday and Cyber Monday

The holidays are the most wonderful time of the year, especially for scammers. Consumers are typically spending more, doing it quickly, and not paying as much attention to who they’re buying it from because of the rush.

With the COVID-19 pandemic, many shoppers will make the bulk of their purchases online, which means this year’s Black Friday and Cyber Monday shopping frenzy could be riskier than usual.

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Avoid Collision Towing and Repair Scams


Unscrupulous and dishonest collision repair operators are key contributors to the nation’s insurance fraud problems. There are many types of collision repair fraud scams, ranging from airbag fraud to chop shops that dismantle and resell stolen vehicle parts, to shops that inflate vehicle damage estimates.

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Through the Roof! How Roofing Scams Will Cost You


In January 2020, The Federal Trade Commission (FTC) released its 2019 Consumer Sentinel Network Report showing that they received a total of 23,963 reports from home repair, improvement, and product fraud. This is a staggering amount of fraud reported by the FTC, and one can expect that when its 2020 report is released the numbers will most likely stay constant or increase. Another concern is that, although home improvement scams can victimize anyone, the elderly are unfortunately a prime target for this type of scam. In 2015, The United States Senate Special Committee on Aging named it as one of the top 10 scams targeting seniors. It is important that as consumers we try to do what we can to decrease the chances of being victimized by unscrupulous contractors. One particular group of unscrupulous contractors this post will focus on are roofing contractors.

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Do you have collision AND comprehensive coverage? You better check!

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It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it hasn’t already in your area), and that adds to the danger for drivers and their passengers. With the increased possibility of being in an accident this time of year, what better time to re-visit the subject of collision vs. comprehensive auto coverage!

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Finding Solutions to Fleet Safety Management Questions

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Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to the U.S. Government Accountability Office (U.S. GAO), telematics can facilitate cost savings by providing fleet managers with information needed to reduce fleet size, fuel use, misuse of vehicles, and unnecessary maintenance.

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Kitchen Safety for the Men Making Dinner Tonight

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Today is National Men Make Dinner Day, so I’ll make dinner tonight (like I do majority of the time). Most of my friends’ wives do the home-cooking, my mom always does the cooking (except grilling), and according to a survey sponsored by the Bureau of Labor Statistics (BLS), women tend to say they’re the ones usually doing the meal prep and cooking…80% to be exact (U.S. households consisting of married or cohabiting parents and one or more children under the age of 18). My wife is not one of them (and I love her).

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