When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought. Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking personal liability coverage isn’t important. It most certainly is!
An exciting part of spring is watching the flowers bloom and the trees regain their beautiful leaves. However, the unpredictable spring weather creates many tree-related hazards that homeowners should be aware of.
It’s always exciting to see your child achieve new milestones. Rolling over, crawling, pulling themselves up on objects, and walking are just a few of the most memorable firsts. While you watch them achieve these awesome feats, you start to quickly realize all of the hazards of the home they are now exposed too. Fortunately, there are lots of devices on the market to help reduce the risk of injury to your little one.
We’ve all heard of some of the crazy things that celebrities have purchased insurance for – a musician’s hands, a supermodel’s legs, even a chef’s taste buds – but have you heard of these unusual types of insurance policies?
Nine. A relatively small number until you put it into context. Every day, nine lives are lost due to distracted driving. Driving is something that many of us do each day without putting in much thought or energy, almost like being on autopilot. Instead of using driving as a time to unwind, focusing on the road and getting to our destination safely, we are now consumed by distractions. Fortunately, you have the power to turn those distractions off…but will you?
Everyone loves when the seasons change to warmer weather. Flowers are blooming, winter coats are put away, and vacations are being planned. Unfortunately, with this change comes an increase in home burglaries. If anyone has been burglarized, they know how violating it feels. What can you do to prevent this from happening? First, you need to understand some facts about home burglary. According to the SafeWise Report , here are a few statistics that may surprise you:
In a previous article, I talked about the InsurTech movement. That is, start-up companies developing technology solutions for insurance companies. One place insurance companies need help with is complying with new regulatory requirements. One branch of InsurTech that is working to help address this challenge is called Regtech. This article will discuss how Regtech firms can help insurers with their regulatory needs.