Category: Personal
Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…
Read More
Category: Accident, Auto, Claims, Liability, Personal, Umbrella
Tags: insurance policy, liability, liability coverage, liability exposures, liability insurance, liability limits, Personal Umbrella, personal umbrella policy
Back to school season is upon us. Many school officials, teachers, students, and families don’t know what this school year will look like, as the COVID-19 pandemic is affecting when and how students are returning to school. One thing everyone…
Read More
Category: Education, Personal, Prevention, Social Media, Technology
Tags: back to school, children, computer attack, cyber attack, cyber risk, cyberbulling, cybersecurity, e-mail spoof, kids, malware, online safety, Personal Cyber Protection, phishing scams, scams, students, virtual
As the end of summer is approaching, now is a good time to revisit the phenomenon of hail and the possible damage it can do. As the National Severe Storms Laboratory indicates, hail is a form of precipitation consisting of…
Read More
Category: Claims, Home, Personal, Weather
Tags: hail, hail damage, hail storms, hailstones, home, homeowners insurance, homeowners policy, roof, roof damage, severe weather, weather losses
As students head off to school this fall, they need to stay vigilant against the scams, schemes, and tricks of identity fraudsters. Student identity theft is on the rise, all around the world. Like most predators, identity thieves like to…
Read More
Category: Education, Personal, Prevention, Technology
Tags: college student, coverage for college student, credit card, cyber, cyber crime, cyber security, CyberScout, friendly-fraud, identity fraud, identity theft, scams, stolen identity, student away at school, student identity
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
Read More
Category: Financial, Home, Liability, Personal, Umbrella
Tags: additional interest, college, college student, college students, dorm room, homeowners policy, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…
Read More
Category: Auto, Central, Financial, Home, Independent Agents, Personal, Saving Money
Tags: deductible, discounts, discounts & credits, independent agent, insurance premium, loss, loyalty credit, package discount, premium discounts, protection, saving money
In relation to my last hurricane blog, Coronavirus Could Complicate Hurricane Season 2020, another complication will be the wave of disaster-related hacking campaigns and scams, according to the federal Cybersecurity and Infrastructure Security Agency (CISA).
Read More
Category: Business, Central, Commercial, Personal, Prevention, Technology, Weather
Tags: attachments, CISA, cyber, cyber security, CyberScout, cybersecurity, fraud alert, fraud emails, fraudulent account, hacker, hacking, hurricane, hurricane season, links, malicious software, mobile security, natural disaster, phishing, scam, scammers, scams, security system, severe weather, social media
Many of us look forward to summer all year. Hot, sunny weather, hanging out by the pool/pond, campfires at night, and maybe even going with friends or family on vacation! But this summer will be much different considering we are…
Read More
Category: Auto, Personal, Prevention
Tags: Apple Pay, applications, face mask, Google Pay, planning a road trip, road safety, road safety tips, road trip, roadside assistance, smartphone
This weekend, there will be Independence Day celebrations happening across the nation. People are stocking up on food, drinks, sparklers, and fireworks. Speaking of sparklers and fireworks, they can be fun, pretty, and cool, but they can also be dangerous….
Read More
Category: Home, Personal, Prevention
Tags: 4th of July, fire prevention, fire safety, firecrackers, fireworks, National Fire Protection Association, NFPA, safety, Safety Tips, sparklers
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
Read More
Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
Central Insurance Companies