Central Insurance Companies

Category: Personal


Time to Fall Back (and Check Your Smoke Alarms)

This weekend marks Daylight Savings time when we “fall back” an hour. A general rule of thumb is to replace the batteries in your smoke detectors when Daylight Savings Time ends and begins (unless you have a special detector –…

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Liability Risks of Halloween 2020

Halloween 2020. Wow, what could go wrong? If this coming weekend is anything like the previous six months, plenty. With COVID-19, trick or treating will take on a different look this year, and so will your liability risks. I have…

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How to Prepare your Home for Winter

I don’t know about you, but fall is my favorite season. The weather is perfect, the leaves turn beautiful colors, and it means the holidays are quickly approaching. The worst part about the autumn season is that it goes too…

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Cybersecurity Awareness Month: Do Your Part. #BeCyberSmart

A few weeks ago, my sister asked me to stop by her house to check on a few things while she was on vacation.  When I walked into her house, I nearly jumped out of my skin as I heard…

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Shining a Light on the Dark Web

It’s estimated the “Surface Web”—websites and data visible to everyone—represents less than five percent of the total information and locations on the internet. Beneath the surface lies the Deep Web—also known as the Hidden, Invisible and Dark Web. [1] In…

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Know These Tips for Fire Prevention Week

Fall is in full force and winter is slowly approaching. People are lighting pumpkin spice candles, turning on the heat, and decorating for the upcoming holidays (I’m guilty on all accounts). And with the colder temperatures, people will be staying…

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What is the highest property damage claim in terms of loss frequency?

According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…

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Common Misconceptions about the Personal Umbrella Policy (Part 2)

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…

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Buying a New Car? Don’t Forget the Insurance!

Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring…

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Hard Lesson Learned: A Hacker Victim’s Story  

Since October of last year, I always try to have my phone’s ringer turned up if I am not working, and I’m much more adamant about picking up a phone call. Like many people, I tended to silence my phone a…

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