Category: Liability
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
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Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
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Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
I’ve been working in the insurance industry for 18 years now. Currently, I hold a position as a Personal Lines Underwriter with Central Insurance. However, when I obtained my very first position as a personal lines customer service representative at…
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Category: Business, Central, Claims, Communication, Employees, Independent Agents, Liability, Personal, Service
Tags: career opportunities in the insurance industry, independent agent, independent agents, independent insurance agent, insurance, insurance agent, insurance careers, insurance careers month, insurance industry, insurance underwriter, personal lines underwriter, underwriter
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…
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Category: Claims, Home, Liability, Personal, Prevention, Risk Management, Weather
Tags: homeowners, homeowners insurance, homeowners policy, liability coverage, liability insurance, personal property, property, property coverage, rental properties, renter's policy, renters insurance, risk, risk management, snow, snow and ice, snow removal
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
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Category: Auto, Home, Liability, Personal, Prevention, Weather
Tags: dangerous dog breed, dog bite, dog bites, dog owners, electrical hazards, electrical safety, fire safety, fireplace, frozen pipes, hail, holiday, holiday safety, holiday safety tips, holiday season, holidays, home fire, home insurance, homeowners insurance, liability coverage, liability insurance, Personal, personal auto insurance, personal insurance, personal liability coverage, prevent holiday party liabilities, slip and fall, slip and fall accidents, snow, snow and ice, stolen credit card, towing, winterizing your home
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
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Category: Home, Liability, Personal
Tags: animals, dangerous dog breed, dog bite, dog breed, dog owners, home, home insurance, homeowners, homeowners insurance, homeowners policy, liability, liability claims, liability coverage, liability insurance, Personal, personal insurance, personal liability coverage, pet, property coverage
With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…
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Category: Accident, Auto, Claims, Liability, Personal, Weather
Tags: auto accident, auto insurance, auto policy, car accident, car insurance, collision, collision coverage, comprehensive coverage, comprehensive protection, deer, driving safety, ice, other than collision, personal auto coverage, personal auto policy, road conditions, road safety, snow and ice
FALL! My most favorite time of the year…Friday night lights, college football, local festivals, and of course, hunting season! There’s that magical feeling floating in the air this time of year, whether it’s the itch to get out into the…
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Category: Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: accidents, ATV, deer, deer hunting, exposure, homeowners insurance, homeowners policy, hunting, hunting season, liability coverage, liability limits, Personal Umbrella, personal umbrella policy
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
