Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
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Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
Going away to college is a big deal, and it comes with a lot more responsibility. One of them is being a responsible driver. What if they are in an accident or accused of hitting someone else’s car? Do they…
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Category: Accident, Auto, Claims, Liability, Personal
Tags: auto accident, auto insurance, auto policy, automobile accident, car accident, car insurance, going to college, insurance claim, Personal, personal insurance, safe driving, what to do after a car accident
There’s one thing I always say to my younger siblings when I know they’re hanging out with family or friends on a holiday weekend. “Be smart! Be safe! Have fun!”
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Category: Auto, Home, Liability, Personal, Prevention, Umbrella, Weather
Tags: boat safety, driving safety, Grill safety, Labor Day, Labor Day weekend, liability, liability insurance, Personal, personal coverage, personal insurance, property coverage, Safety Tips, summer safety, travel safety
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I often consult the owners and managers of restaurants, bars, clubs, event centers, caterers, wineries, and breweries. Alcohol certainly…
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Category: Business, Commercial, Liability, Loss Control, Risk Management
Tags: alcohol, alcohol awareness, alcohol training, bar owners, bartenders, breweries, caterers, intoxication, lawsuit, liability insurance, liability lawsuits, liquor liability, restaurant, servers, TIPS, wineries
Summer months should be filled with family fun and many people spend time on freshwater ponds, pools, lakes, and rivers keeping cool. Swimming always comes with risks, but even those who don’t enter the water need to be aware of…
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Category: Education, Home, Liability, Loss Control, Personal, Prevention
Tags: dock shock, drowning, electric shock, electric shock drowning, electrified water, ESD, safety, Safety Tips, shock, Swim, Swim safety
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.
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Category: Business, Central, Claims, Commercial, Liability, Risk Management, Saving Money
Tags: builders, Builders Risk, business, insurance, policy, risk
