Central Insurance Companies
Integrity – Relationships – Excellence
Category: Liability
Protecting Your Produce: The Benefits of Spoilage Coverage
According to Statista, total retail and food services sales in the United States totaled 5.32 trillion dollars in 2015.[i] This includes perishable foods, which is food that “will spoil the most quickly and require refrigeration.”[ii] A recent article from fooddive.com notes…
Read MoreThe Sharing Economy: When New Opportunities Create Insurance Challenges
The “sharing economy” continues to provide individuals and families with non-traditional ways to rent vacation properties, hitch a ride via a ridesharing service, and even rent vehicles for short-term use. By now most of you are probably somewhat familiar with…
Read MoreCheers to Beer Brewed Safely at Home
There are only a few things I enjoy more than cracking open a cold, crisp, and refreshing beer after a hard day’s work. For me, something as simple and delicious as a beer helps to melt away the troubles of…
Read MoreWhy Certain Dog Breeds Are in the Insurance Doghouse
I have a number of friends – and clients – who are dog lovers. Some are more passionate than others about their four-legged friends and this can lead to uncertainty, confusion, and even anger over insurance company rules pertaining to…
Read MoreWhen Things Go (Really) Wrong, Your Umbrella Has You Covered
Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and what they actually cover. Surprisingly, neither couple really understood the purpose of an umbrella policy nor…
Read MoreRide-Sharing: Uber Convenient or Uber Risky?
With the price of taxi services in most cities rising, people are relying on a new form of transportation called ride-sharing. Companies like Uber and Lyft can be very convenient for those who don’t own a car or quickly…
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