This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
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Category: Financial, Home, Liability, Personal, Umbrella
Tags: additional interest, college, college student, college students, dorm room, homeowners policy, personal liability coverage, personal property, personal property coverage, Personal Umbrella, personal umbrella policy, renters insurance
Did you know that over 2.9 million workplace injuries occur each year? Accidents and injuries happen, but the common goal is to limit the number of injuries and keep employees as safe as possible. When an injury does happen, there is…
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Category: Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Service
Tags: after an accident, First Report of Injury, injury, nurse, safety, slip and fall accidents, worker, workers safety, workers' comp claims, workers' compensation, workplace, workplace safety
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
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Category: Business, Claims, Commercial, Liability
Tags: blanket additional insured, business owner, Commercial general liability, commercial umbrella policy, general liability, independent agent, liability, liability coverage, owning a business, professional liability, protection, umbrella, umbrella policy
A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
In my blog post, Protect Yourself While Shopping Online, I shared how to protect yourself as a consumer. Now, let’s talk about protecting your customers and yourself as a business owner. If you have any kind of online store where…
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Category: Business, Commercial, Liability, Prevention, Technology
Tags: business, business owner, commercial cyber, computer, computer attack, cyber crime, cyber extortion, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cybersecurity, data breach, fraud, hackers, home-based business, Identity recovery, identity theft, Internet, liability, liability coverage, online, online presence, online shopping, retail, retailer, technology, website
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
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Category: Auto, Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: Adequate coverage, adequate protection, agent, annual insurance review, business, business owner, independent agent, independent insurance agent, insurance program, insurance review, liability exposures, owning a business, Personal, personal assets, protection, umbrella, umbrella policy
These unprecedented times have left many of us with only one way to shop: online. Many online businesses have benefited from consumers “sheltering in place” with an influx of buyers shopping via apps and the internet. I am sure that I…
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Category: Business, Commercial, Liability, Prevention, Risk Management, Technology
Tags: applications, commercial, credit card, credit cards, cyber, cyber insurance, cyber security, cybersecurity, fraud, hackers, Internet, internet safety, liability coverage, liability insurance, online, online payment, online safety, online shopping, protect online privacy, retail
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
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Category: Accident, Auto, Business, Central, Liability, Personal, Technology
Tags: auto accident, auto claim, auto insurance, auto policy, bodily injury, car accident, car insurance, carpool, coverage, driver, insurance, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, transportation network, transportation network platform, travel, Uber
Commercial insurance is not one-size-fits-all, but there are features that even very different businesses have in common. Offices are an exposure that nearly every business has, from accounting firms to web engineers, and from one-person offices to a ten-story office…
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Category: Business, Central, Commercial, Liability, Risk Management
Tags: building, building contents, building coverage, business income coverage, commercial, commercial building, Commercial general liability, commercial insurance, commercial policies, commercial property, exposure, exposures, general liability, liability, office, office building, offices, property
Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?
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Category: Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Saving Money, Service
Tags: analytics, artificial intelligence, coverage, damages, premiums, products liability, subrogate, subrogation, third-party
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