Central Insurance

Category: Auto


Do you have collision AND comprehensive coverage? You better check!

It’s that time of year when all the deer are roaming around, so it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming…

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Finding Solutions to Fleet Safety Management Questions

Fleet Management is a stressful task in all types of companies and operations…from the fleet that is a major part of a company’s operations such as large trucks, to a small company that has one to five vehicles. According to…

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Excess Policy or Umbrella Policy? What’s the difference and which is better?

One of the questions a commercial lines underwriter hears most is, “Is your umbrella follow-form?” Basically, will it only increase the limits of my current coverage (follow-form), or will it also offer some additional coverage (umbrella)? Of course, the answer…

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Common Misconceptions about the Personal Umbrella Policy (Part 2)

Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…

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Buying a New Car? Don’t Forget the Insurance!

Buying a new car is such an exciting experience. You’ve done all the research, you’ve finally found the perfect car and you are about to pull the trigger and start the purchasing process. But are you prepared? Did you bring…

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For Kids By a Kid: School Bus Safety!

As kids begin to return to school after several months away, we’ll see more and more school buses on the road. It’s a great time to revisit these safety tips with your children.

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Imagine…your insurance policy doesn’t fully cover a liability loss. Then what?

Imagine your child and his friends are playing with the new, family pup in the backyard. Suddenly, the dog bites your son’s friend in the face causing permanent harm. You are legally liable for the costs, and the limits on…

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School Bus Safety for 2020

School 2020…what will it look like? None of us really know yet as plans and government recommendations seem to change day-to-day. One thing is certain – it will look much different than ever before. If your children are among those…

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How to Save Money on Gas During a Road Trip!

As we approach the end to summer, and back to school is on the horizon, we are embarking on our final vacations for the season. This year, road trips have become very popular due to the current circumstances. For tips…

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Save Money with Auto Premium Discounts

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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