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Heed Your Mom’s Advice: Don’t Give Rides to Strangers (Unless You’re Properly Covered)

Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…

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What if Santa Claus needed to buy insurance?

I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…

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Collision or Comprehensive: Which Coverage Applies?

With all the deer roaming around this time of year, it can be dangerous for people traveling on the road (see our recent blog post Oh Deer! Drive Defensively this Season). We also know that ice and snow are coming soon (if it…

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Business Vehicles and Your Personal Auto Policy

It has become more and more popular that people are owning and running their own business these days. I mean, who doesn’t want to be their own boss? Though, what does that mean for your vehicles and auto insurance? Depending…

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Don’t Scoot Yourself Out of Insurance Coverage

Fleets of dockless electric scooters made by companies such as Bird and Lime have sprouted up in a number of urban areas throughout the country. Bird advertises on their website that they now offer their service in over 100 cities…

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The Sharing Economy: When New Opportunities Create Insurance Challenges

The “sharing economy” continues to provide individuals and families with non-traditional ways to rent vacation properties, hitch a ride via a ridesharing service, and even rent vehicles for short-term use. By now most of you are probably somewhat familiar with…

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Prepare Ahead to Prevent the Panic

While on your much-anticipated family vacation, you decide to take everyone to a top-rated mini golf course you’ve heard so much about when you notice you’ve missed your turn.  As you quickly try to figure out where you’re going, you fail…

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Providing Peace of Mind on the Road

With a strong economy and moderate fuel prices, drivers like you are hitting the road like never before.  As the garage door opens and you climb behind the wheel, admit it—somewhere in the back of your mind lurks an uncomfortable…

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What You Need to Know About Your Auto Liability Insurance

If you drive a car, you likely have auto insurance. Your insurance policy provides coverage against the many exposures of owning a vehicle. One of the most important perils it covers is your liability associated with operating a vehicle. If…

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Auto Insurance: Beyond the Basics

Auto insurance and the value of your car is always a hot topic. It seems every TV, billboard, and radio ad has promised to solve your auto insurance needs. One ad says that you won’t be driving around in three quarters…

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