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Santa Claus: A Ho-Ho-High Insurance Risk

Well, I have officially been in the insurance business too long!  While most people enter the holiday season excited about time off with family, tasty holiday meals and gifts under the tree, I find myself pondering the question, “What if…

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Don’t Entrust Your Home Repairs to the “Deal of the Day”

Post authored by Bill Coates Have you experienced a time when some home-repair projects needed to be taken care of? Sometimes they’re too big or take too much time for you to tackle yourself: fading paint, falling gutters, or a big…

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6 Ways to Help Reduce Your Workers’ Comp Premium

If your organization has elected to carry Workers’ Compensation insurance, there are certain factors that will determine how much you’ll pay for the coverage. Frequent claims will cause a significant increase in your premiums. If your company qualifies for an experience…

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‘Tis the Season for Part-Time Help!

Every year as people begin to talk about what they are making for Thanksgiving and which family member will top their crazy list, I get excited.  Now, admittedly, I love to see and spend time with my family, but the…

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Ouch! Now What?

You’re at work moving storage boxes when suddenly, you feel a sharp pain in your back.  At first, you take a few deep breathes thinking you have just pulled a muscle and if you give yourself a moment, you’ll be…

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Don’t Wait on Weird Workers’ Comp Claims

When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd.  Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a…

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