Well, I have officially been in the insurance business too long! While most people enter the holiday season excited about time off with family, tasty holiday meals and gifts under the tree, I find myself pondering the question, “What if…
Read More
Category: Auto, Business, Claims, Commercial, Home, Liability, Personal
Tags: business auto policy, business insurance, employer protection liability, errors and omissions, personal auto poilcy, professional liability, property insurance, Santa, Santa Claus, workers' compensation
Post authored by Bill Coates Have you experienced a time when some home-repair projects needed to be taken care of? Sometimes they’re too big or take too much time for you to tackle yourself: fading paint, falling gutters, or a big…
Read More
Category: Central, Claims, Home, Liability, Personal
Tags: completed operations coverage, contractor, general liability, home repair projects, insured contractor, licensed contractor, low-cost contractor, workers' compensation
If your organization has elected to carry Workers’ Compensation insurance, there are certain factors that will determine how much you’ll pay for the coverage. Frequent claims will cause a significant increase in your premiums. If your company qualifies for an experience…
Read More
Category: Central, Claims, Commercial, Employees, Loss Control, Prevention
Tags: claims activity, experience modification, loss control, OHSA logs, safety program, work-related injuries, workers comp premiums, workers' comp claims, workers' compensation
Every year as people begin to talk about what they are making for Thanksgiving and which family member will top their crazy list, I get excited. Now, admittedly, I love to see and spend time with my family, but the…
Read More
Category: Business, Central, Claims, Commercial, Employees
Tags: Black Friday, claim, coverage, employee, First Report of Injury, holiday, injury, insurance, part-time, retail, seasonal, Thanksgiving, worker, workers' compensation
You’re at work moving storage boxes when suddenly, you feel a sharp pain in your back. At first, you take a few deep breathes thinking you have just pulled a muscle and if you give yourself a moment, you’ll be…
Read More
Category: Business, Claims, Commercial, Education, Employees, Liability, Loss Control
Tags: claim, employer, First Report of Injury, injury, insurance, Job Description Form, medical benefits, permanency rating, Wage Statement Form, wages, workers' compensation
When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd. Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a…
Read More
Category: Claims, Liability
Tags: claim, date of loss, employer, insurance, investigation, liability, report of injury, statute, worker, workers' compensation
