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What is the highest property damage claim in terms of loss frequency?
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
Read More6 Tips for Preventing Water Damage from Appliances
Did you know that washing machines are one of the main sources of water damage to homes? Others that top the list include hot water heaters and dishwashers. Fortunately, there are a few easy and inexpensive steps you can take to help…
Read MoreYour Flood Risk is Rising
When my wife and I bought our first home, the last thing on our mind was that it could be damaged by a flood. After consulting with our realtor, our neighbors, and examining the impressive sump-pump system in the basement,…
Read MoreTips to Burglarproof Your Home This Summer
Summer has finally arrived! Between record snow storms, flooding, and hail, I thought it would never get here. Thankfully, vacation season is upon us but that means burglaries will inherently increase. Each year, there are more than 2 million burglaries,…
Read MoreSummer is Perfect for Preventing and Repairing “Ice Dam” Damage
In the Northeast, the term “ice dam” is met with grimacing faces and curse words. For those of you blissfully unaware of its meaning, an ice dam is the build-up of ice on roofs that causes damage to the building…
Read MoreYour Nerves Need a Vacation Too: Tips to Protect Your Home This Summer
If you are anything like me, you get really excited about seeing the first blooms of spring. They signify warmer days, less hibernation, and more importantly vacation season. Unfortunately, for many, going on vacation can cause a bit of anxiety….
Read MoreAre You Covered for the Havoc Old Man Winter Can Wreak?
For many of us across the U.S., the first blast of cold wintry weather hit us this past weekend. Love it or hate it, it’s here! We often post tips on our Facebook page and our website on preparing for cold weather…
Read MoreMold: The Four Letter Word in Insurance
I remember my first phone call after new language concerning mold was introduced to policyholders: “I see you cover mold now! I was just looking at my shower and noticed some mold there!” So began my career of explaining the intricate subject…
Read MoreApril Showers Bring May….Water Losses?
The old saying goes “April showers bring May flowers.” But did you know that April showers can bring more than May flowers? Yes, unfortunately those April showers which are so important to flower growth can also bring dreaded water losses. …
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