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Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
Read MoreCracking the Code on Commercial Umbrellas
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
Read MoreNow Might Be the Perfect Time for an Account Review
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
Read MoreWhen Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
Read MoreWhen Things Go (Really) Wrong, Your Umbrella Has You Covered
Over the past few weeks, I’ve had the same discussion with two sets of family and friends about the importance of umbrella policies and what they actually cover. Surprisingly, neither couple really understood the purpose of an umbrella policy nor…
Read MoreCommon Misconceptions about the Personal Umbrella Policy
One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…
Read MoreProtection for Youth Sports Coaches
Autumn is here and baseball season is heading toward its conclusion. I grew up playing baseball and still love to follow the game at many levels. My dad was my baseball coach in my younger years, both in the backyard and formally…
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