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How to Handle a Total Loss Vehicle Claim

total loss

Hearing that your vehicle has been declared a total loss can be frustrating. But not knowing what to do after that declaration can be downright stressful. In this article, we define a total loss, outline the five steps you should…

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You Just Had a Car Wreck: Now What?

car wreck

Being involved in a car wreck is a scary event. There are many things to think about after. Is everyone okay? Are there any witnesses? How is this going to affect my auto insurance rates? If the accident is serious…

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How Does Your Homeowner Policy Respond To Total Losses?

While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed.

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Replacement Coverage vs. GAP Coverage

With the convenience of our daily driving comes the possibility and inconvenience of being involved in an auto accident. A total loss is possible, depending on what you’re driving and the extent of damage. But what exactly is a total…

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Catalog Your Contents for a Better Claims Experience!

I recently handled a theft claim where a home was broken into while the insured and her husband were running errands. The burglars broke in through an exterior door in the back of the home and took twenty years’ worth of…

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Coinsurance 101: Sharing the Risk

You’ve heard of coworkers, cosigning, and cofounders.  But have you ever heard of coinsurance? The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a certain percentage of the property’s…

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