While homeowner insurance covers individuals and families for many day-to-day claims involving water damage, roof damage, and the like, it is potentially there for you when the unthinkable happens and your house is completely destroyed.
Read More“Your vehicle is a total loss.” These are words you probably never want to hear from your insurance company. But what does “total loss” really mean?
Read MoreWith the convenience of our daily driving comes the possibility and inconvenience of being involved in an auto accident. A total loss is possible, depending on what you’re driving and the extent of damage. But what exactly is a total…
Read MoreBeing involved in a car accident is a scary event. There are many things to think about after. Is everyone okay? Are there any witnesses? If the accident is serious enough that your vehicle is a total loss, it can magnify the scariness…
Read MoreI recently handled a theft claim where a home was broken into while the insured and her husband were running errands. The burglars broke in through an exterior door in the back of the home and took twenty years’ worth of…
Read MoreYou’ve heard of coworkers, cosigning, and cofounders. But have you ever heard of coinsurance? The coinsurance clause is a provision which requires you to carry enough insurance on your property so the coverage amount is equal to a certain percentage of the property’s…
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