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What is the highest property damage claim in terms of loss frequency?

According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…

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What is Subrogation?

Subrogation is a common term in the insurance industry but not a common one outside of it. So what is subrogation?

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Subrogation: The Right to Recovery

SUBROGATION – How’s that for a $.10 insurance word?  I suspect most of you do not know what subrogation is unless you’ve previously had a loss involving it. According to Black’s Law Dictionary (you know it’s serious when I quote…

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