Archives
Most of the time, with proper precautions, employees can avoid a work injury on the job. However, in certain fields or trades, no amount of preparation can prevent an accident. In fact, according to the most recent available data from…
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Category: Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Service
Tags: after an accident, First Report of Injury, injury, nurse, safety, slip and fall accidents, worker, workers safety, workers' comp claims, workers' compensation, workplace, workplace safety
During the winter months, it can be very dangerous trying to navigate on sidewalks, driveways, streets, parking lots, or just about any hard surface if there’s snow and/or ice. Ice is great in our soft drinks and ice teas, but…
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A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
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Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
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Category: Auto, Home, Liability, Personal, Prevention, Weather
Tags: dangerous dog breed, dog bite, dog bites, dog owners, electrical hazards, electrical safety, fire safety, fireplace, frozen pipes, hail, holiday, holiday safety, holiday safety tips, holiday season, holidays, home fire, home insurance, homeowners insurance, liability coverage, liability insurance, Personal, personal auto insurance, personal insurance, personal liability coverage, prevent holiday party liabilities, slip and fall, slip and fall accidents, snow, snow and ice, stolen credit card, towing, winterizing your home
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
Fall is the most popular American season according to YouGov.com. This favorite time of year means pumpkin spice EVERYTHING, cooler weather, and lots of holiday planning! The change in season brings a few specific things you should be focusing on…
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Category: Central, Claims, Home, Liability, Personal, Risk Management
Tags: frozen pipes, holiday hazard, holiday safety tips, holidays, prevent holiday party liabilities, service furnace, slip and fall accidents
While preparing to leave for work, I was watching the weather forecast and was astonished to see that the temperature will be in the 60’s this week! That’s unheard of for December in the Midwest. If we do not get…
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Category: Commercial, Employees, Prevention, Risk Management, Weather
Tags: business owner, caution signs, melt ice, safety, Safety Tips, shovel snow, slip and fall accidents, snow removal, wet floors
With SNOWMAGEDDON 2015 still in full effect here in the Northeast, I thought it might be a good time to explore an important topic for property owners this time of year: slip and fall claims. Walking around my own neighborhood…
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Category: Central, Claims, Commercial, Loss Control, Personal, Prevention, Risk Management, Weather
Tags: business owner, caution signs, floor mats, ice melt, parking lots, property owner, Safety Tips, slip and fall, slip and fall accidents, snow and ice, snow shovel, walkways, wet floor signs, winter, workers' compensation claims