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TIPS for Your Servers This Football Season

Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…

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Preventing a Potential Coverage Gap When Relying on Another Entity

The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately…

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Corporate Governance: Keeping Our Corporations on the Right Path

In recent years, we have seen many scandals at a number of corporations involving issues such as bribery, personal misconduct, and several glaringly egregious business practices.[i] The result of these scandals has led to reduced corporate profits as well as…

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Enterprise Risk Management: An Alternative Approach to Managing Risk

One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professionals regularly use risk…

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Get the Dish on Restaurant Food Safety

When customers enter a restaurant or food establishment, they expect an attentive wait staff, friendly service, tasty food, enjoyable atmosphere and, most importantly, a clean environment. The health inspector has a major influence on your business’s good standing, but in…

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A Look Inside: A Career in Loss Control

Growing up, my experience with the insurance industry was limited to my small town’s local agency. Unlike physicians, lawyers, accountants, and teachers where the public has a general knowledge base about the duties and responsibilities, insurance remained a mystery. Even…

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Disaster Recovery Plan

Natural disasters can come in many forms, with the most common being related to windstorms, fire, and flooding. More tornados occur in the United States then in any other part of the world. While large scale disasters capture media attention,…

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