Archives
When I’m completing a risk management review for one of our commercial partners, the most common area of losses we discuss are fleet claims. Whether your company has one vehicle or 100, having drivers out on the roadway poses a…
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Category: Auto, Business, Claims, Commercial, Liability, Loss Control, Risk Management, Technology
Tags: accident investigation, business, car camera, commercial, commercial insurance, company drivers, company vehicles, fleet claims, fleet management, fleet performance, fleet safety program, fleet tracking, liability, risk management, telematics
While much of risk management for condominium associations boils down to common sense – ensure exterior surfaces and vegetation are well-maintained, utilize guidelines pertaining to the usage of grills or fire pits, and utilize procedures to ensure association funds aren’t…
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Category: Business, Communication, Liability, Loss Control, Risk Management
Tags: condo association, condo association master policy, condominium declarations, directors and officers, Employment Practices Liability Insurance, liability, ordinance or law coverage, risk management
Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…
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Category: Business, Central, Commercial, Loss Control, Service
Tags: commercial, commercial insurance, commercial policy, fleet safety program, loss control, loss control consultant, loss control inspection, loss control representative, loss control services, loss control survey, potential risks, relationships, risk management, safety, safety program, workplace safety
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…
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Category: Claims, Home, Liability, Personal, Prevention, Risk Management, Weather
Tags: homeowners, homeowners insurance, homeowners policy, liability coverage, liability insurance, personal property, property, property coverage, rental properties, renter's policy, renters insurance, risk, risk management, snow, snow and ice, snow removal
Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
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Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
The role of a risk manager within an organization has certainly changed over the years, taking on additional responsibilities as exposures continue to change. At its core, sound risk management consists of identifying the risk, analyzing and evaluating it, appropriately…
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Category: Business, Central, Commercial, Risk Management
Tags: business, business income coverage, commercial, dependent business income, dependent properties, loss of business income, risk management, supplier
In recent years, we have seen many scandals at a number of corporations involving issues such as bribery, personal misconduct, and several glaringly egregious business practices.[i] The result of these scandals has led to reduced corporate profits as well as…
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Category: Business, Commercial, Communication, Education, Employees, Human Resources, Risk Management
Tags: corporate culture, corporate governance, corporate scandals, how to lead others, leadership, risk management, successful business, tips for success
One of the core concepts of insurance is risk management. The Institutes define risk management as “the process of making and implementing decisions that will minimize the adverse effects of accidental losses on an organization.”[i] Insurance professionals regularly use risk…
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Category: Business, Central, Commercial, Education, Employees, Risk Management
Tags: business, business insurance, commercial, commercial insurance, enterprise risk management, managing risks, risk management
When customers enter a restaurant or food establishment, they expect an attentive wait staff, friendly service, tasty food, enjoyable atmosphere and, most importantly, a clean environment. The health inspector has a major influence on your business’s good standing, but in…
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Category: Business, Commercial, Education, Risk Management, Service
Tags: business, food allergies, food handling, food poisoning, food service industry, food truck, loss control, restaurant, risk management, safety, Safety Tips, sanitation
Growing up, my experience with the insurance industry was limited to my small town’s local agency. Unlike physicians, lawyers, accountants, and teachers where the public has a general knowledge base about the duties and responsibilities, insurance remained a mystery. Even…
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Category: Business, Central, Commercial, Employees, Loss Control, Prevention, Risk Management
Tags: career paths, employee, inspections, insurance industry, insurance safety specialist, loss control, occupation health and safety specialist, risk consultant, risk management