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World Backup Day! The 5 W’s of Data Backup

Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…

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Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

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Medical Payments – The Forgotten Homeowner Insurance Coverage

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…

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The New Year is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…

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Smart Home Technology – Friend or Foe?

Anyone buying any cool tech gifts for themselves or for loved ones this holiday season? The possibilities are endless when it comes to “smart” devices that are available for you and your home! These devices range from smart plugs and…

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Protecting Your Identity After a Data Breach

Capital One announced recently that a hacker had accessed the personal information of 100 million individuals in the United States and 6 million in Canada that had applied for credit with the Virginia-based bank. The affected information includes credit scores,…

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Insurance 101: Introduction to Insurance Coverages (College Edition)

Post authored by John Kidd As I enter my senior year of college, I think back on all of the wonderful opportunities I’ve been fortunate enough to experience: collegiate athletics, clubs and organizations, as well as the life-long friends that…

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COPEing with Commercial Property Premiums

Commercial property premiums can vary widely from class to class.  Additionally, some carriers will not insure certain classes due to the inherent dangerous exposures associated with their operations.

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