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Save Money with Auto Premium Discounts

Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…

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Cracking the Code on Commercial Umbrellas

Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…

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Now Might Be the Perfect Time for an Account Review

If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…

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Multi-factor Authentication: What It Is and Why You Should Use It

Have you noticed that many websites and apps are starting to require more than just a password to login to your account? Do you get annoyed and frustrated and wish you didn’t have to do it? The fact is, more…

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World Backup Day! The 5 W’s of Data Backup

Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…

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Light Industrial – Heavy on Protection

  Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…

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Medical Payments – The Forgotten Homeowner Insurance Coverage

There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…

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The New Year is a Good Time for Your Commercial Policy Check-Up

As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern.  In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…

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Smart Home Technology – Friend or Foe?

Anyone buying any cool tech gifts for themselves or for loved ones this holiday season? The possibilities are endless when it comes to “smart” devices that are available for you and your home! These devices range from smart plugs and…

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Protecting Your Identity After a Data Breach

Capital One announced recently that a hacker had accessed the personal information of 100 million individuals in the United States and 6 million in Canada that had applied for credit with the Virginia-based bank. The affected information includes credit scores,…

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