Archives
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
Read More
Category: Auto, Home, Personal, Umbrella
Tags: extra protection, Personal, personal insurance, Personal Umbrella, personal umbrella policy, protection, umbrella, umbrella policy
Many of us are well aware that owning a car can be expensive (especially a new car)! According to a AAA study, the average cost of owning and operating a new car was $773.50 a month in 2019. Expenses like…
Read More
Category: Auto, Central, Financial, Home, Independent Agents, Personal, Saving Money
Tags: deductible, discounts, discounts & credits, independent agent, insurance premium, loss, loyalty credit, package discount, premium discounts, protection, saving money
Many people in the insurance industry will agree that umbrellas are one of the most misunderstood lines of insurance coverage in existence. Of course, it’s easy to understand why when you look up the definition of “umbrella” and get explanations…
Read More
Category: Business, Claims, Commercial, Liability
Tags: blanket additional insured, business owner, Commercial general liability, commercial umbrella policy, general liability, independent agent, liability, liability coverage, owning a business, professional liability, protection, umbrella, umbrella policy
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
Read More
Category: Auto, Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: Adequate coverage, adequate protection, agent, annual insurance review, business, business owner, independent agent, independent insurance agent, insurance program, insurance review, liability exposures, owning a business, Personal, personal assets, protection, umbrella, umbrella policy
Have you noticed that many websites and apps are starting to require more than just a password to login to your account? Do you get annoyed and frustrated and wish you didn’t have to do it? The fact is, more…
Read More
Category: Business, Education, Home, Personal, Prevention, Social Media, Technology
Tags: computer, cyber security, cybersecurity, hackers, identity fraud, mobile security, password, passwords, Personal Cyber Protection, protect online privacy, protecting your data, protection, security, smartphone, strong password, technology, Two-Factor Authentication
Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…
Read More
Category: Business, Education, Home, Personal, Prevention, Technology
Tags: back up data, confidential data, data backup, data storage, information technology, Personal, personal computer, personal data, personal information, private information, protect online privacy, protecting your data, protection, technology
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
Read More
Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
Read More
Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
As a small business owner, you have a lot on your plate. Obviously, making a profit and keeping your business growing are of paramount concern. In addition, there’s making payroll, staying competitive, staying on top of new healthcare and tax laws,…
Read More
Category: Business, Commercial, Financial, Independent Agents
Tags: annual insurance review, business insurance, business owner, commercial, commercial insurance, commercial property, exposure, exposure changes, independent agent, independent insurance agent, New Year, new year's resolution, protection, renewal, small business
Anyone buying any cool tech gifts for themselves or for loved ones this holiday season? The possibilities are endless when it comes to “smart” devices that are available for you and your home! These devices range from smart plugs and…
Read More
Category: Home, Personal, Technology
Tags: home, home security, information technology, Internet, internet safety, new technology, online safety, protect your home, protecting your data, protection, protective devices, safety, Safety Tips, smart phone, smartphone, technology, technology advances
Central Insurance
