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Governmental Issues and Homeowner Insurance Policies

I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…

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Vacant Property Doesn’t Mean Vacant Worries

So my commercial building has become vacant…what’s the big deal? When a building is vacant, a small problem can quickly become a big problem. For example, a property in my neighborhood became vacant last fall. The bank that owned the…

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Diminish the Damage of Hurricane Season

Hurricane season is here. The season runs from June 1st through November 31st.  Meteorologists love to make predictions about how many hurricanes will make landfall and their potential severity.  Unless you live in a high-risk area that could be directly impacted, you…

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General Liability Covers More Than You Might Think

For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…

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After the Storm: Steps to Repair and Recover

The storm has passed and the immediate danger is over. Now it’s time to survey the damage and decide on the best course of action. Here are some steps to mitigate further damage and get started with repairs.

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Springing into Strong Winds and Storms

If the wind was strong enough to pick up Dorothy and Toto and pull her entire house into a tornado and send them to the magical Land of Oz, there is no telling what it could do to your property….

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Personal Liability Coverage – Don’t Let It Be An Afterthought

When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought.  Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking…

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