Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
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Category: Accident, Auto, Business, Central, Liability, Personal, Technology
Tags: auto accident, auto claim, auto insurance, auto policy, bodily injury, car accident, car insurance, carpool, coverage, driver, insurance, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, transportation network, transportation network platform, travel, Uber
“I don’t need a Builder’s Risk policy,” said a contractor. “The money I save I’ll just set aside for any losses.” Little did he know how inexpensive a Builder’s Risk policy can be and how expensive a loss can be.
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Category: Business, Central, Claims, Commercial, Liability, Risk Management, Saving Money
Tags: builders, Builders Risk, business, insurance, policy, risk
Have you ever asked yourself, “What exactly does my insurance policy cover?” Most days, probably not! But when you find yourself in need of insurance, in the midst of a claim, or possibly having to file a claim, chances are…
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Category: Central, Communication, Education, Employees, Home, Independent Agents, Personal
Tags: coverage exclusions, filing a claim, homeowners policy, insurance policies, insurance policy, insuring agreement, policy, policy language
It’s been a long, dreary and rainy workday. On a whim, you decide to make an unspectacular day just a little bit brighter by taking the family out to dinner. While driving to your family’s favorite restaurant, a dog runs…
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Category: Accident, Auto, Central, Liability, Personal, Umbrella
Tags: accident, assets, defense costs, false arrest, false imprisonment, lawsuit, liability, libel, limits of liability, personal umbrella policy, policy, settlements, slander, wrongful detention, wrongful eviction; violation of privacy rights
You just received a phone call from someone who says they represent your insurance carrier and would like to set up an appointment to audit your business operations. You’ve paid all of your premiums on time so what could they…
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Category: Business, Central, Commercial, Financial
Tags: auditor, business, cash disbursements, certificate of insurance, commercial insurance, general ledger, insurance, payroll ledger, policy, premium audit, subcontractors, tax returns