Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
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Category: Auto, Home, Personal, Umbrella
Tags: extra protection, Personal, personal insurance, Personal Umbrella, personal umbrella policy, protection, umbrella, umbrella policy
If you’re like many of the people I’ve spoken with over the past couple of weeks, your life is beginning to return back to a revised sense normalcy, which is a good thing considering you’re probably starting to run short…
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Category: Auto, Business, Claims, Commercial, Home, Household Inventory, Liability, Personal, Prevention, Umbrella
Tags: Adequate coverage, adequate protection, agent, annual insurance review, business, business owner, independent agent, independent insurance agent, insurance program, insurance review, liability exposures, owning a business, Personal, personal assets, protection, umbrella, umbrella policy
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
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Category: Accident, Auto, Business, Central, Liability, Personal, Technology
Tags: auto accident, auto claim, auto insurance, auto policy, bodily injury, car accident, car insurance, carpool, coverage, driver, insurance, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, transportation network, transportation network platform, travel, Uber
Have you ever seen one of your family members or neighbors at the top of a ladder not being very safe? Maybe they were painting, taking leaves out of the gutters or cleaning windows, but they were making you nervous…
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Category: Home, Household Inventory, Personal, Prevention
Tags: climb, gutters, home, ladder, ladder safety, OSHA, Personal, safety, Safety Tips
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and my birthday! But spring also brings rain, storms, and other perils that could cause damage to your home. Most…
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Category: Home, Household Inventory, Personal, Prevention
Tags: air conditioner, air conditioner maintenance, gutters, home, home inventory, home maintenance, home repair, homeowners, Personal, roof, roof inspection, spring, spring cleaning, storms, trees, windows
Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…
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Category: Business, Education, Home, Personal, Prevention, Technology
Tags: back up data, confidential data, data backup, data storage, information technology, Personal, personal computer, personal data, personal information, private information, protect online privacy, protecting your data, protection, technology
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
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Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
There’s no doubt people spend A LOT of time on the Internet. Hence the need for an annual Data Privacy Day! The Digital 2019 Report reveals that the average Internet user spends more than a quarter of their life on…
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Category: Central, Financial, Home, Household Inventory, Personal, Prevention, Technology
Tags: computer, cyber, cyber crime, cyber criminals, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cyberbulling, cybercrime, cybersecurity, data, hackers, home, identity theft, identity thieves, Internet, internet safety, laptop, Personal, personal computer, Personal Cyber Protection, personal data, personal information, protect online privacy, protect your home, protecting your data, protective devices, Safety Tips, smart phone, smartphone, software, tablet
I’m still on Cloud Nine from my wedding day a couple weeks ago! I find myself looking down at my ring finger daily, not only because my rings are beautiful (if I do say so myself), but they are also very valuable…
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Category: Financial, Home, Household Inventory, Personal
Tags: homeowners insurance, homeowners policy, jewelry, Personal, personal insurance, personal jewelry, renter's policy, renters insurance, valuables, warranty
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
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