Have you ever seen one of your family members or neighbors at the top of a ladder not being very safe? Maybe they were painting, taking leaves out of the gutters or cleaning windows, but they were making you nervous…
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Category: Home, Household Inventory, Personal, Prevention
Tags: climb, gutters, home, ladder, ladder safety, OSHA, Personal, safety, Safety Tips
Spring has always been one of my favorite seasons. All winter I look forward to planting flowers, the warmer weather, and my birthday! But spring also brings rain, storms, and other perils that could cause damage to your home. Most…
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Category: Home, Household Inventory, Personal, Prevention
Tags: air conditioner, air conditioner maintenance, gutters, home, home inventory, home maintenance, home repair, homeowners, Personal, roof, roof inspection, spring, spring cleaning, storms, trees, windows
Times are really different right now compared to years past, but today is March 31, and that means it’s World Backup Day. As we’re quarantined and trying to stay healthy, it may be a good time to remind ourselves about…
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Category: Business, Education, Home, Personal, Prevention, Technology
Tags: back up data, confidential data, data backup, data storage, information technology, Personal, personal computer, personal data, personal information, private information, protect online privacy, protecting your data, protection, technology
There are a few homeowner insurance coverages that almost everybody has but very few think about. Personal liability is one of those coverages and even lower on the totem pole is medical payments coverage. However, that doesn’t mean it isn’t…
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Category: Central, Claims, Liability, Personal
Tags: bodily injury, comprehensive protection, coverage, coverage limits, exclusion, homeowners insurance, homeowners policy, medical payments, Personal, personal liability coverage, protection, slip and fall, slip and fall accidents
There’s no doubt people spend A LOT of time on the Internet. Hence the need for an annual Data Privacy Day! The Digital 2019 Report reveals that the average Internet user spends more than a quarter of their life on…
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Category: Central, Financial, Home, Household Inventory, Personal, Prevention, Technology
Tags: computer, cyber, cyber crime, cyber criminals, cyber insurance, cyber insurance coverage, cyber risk, cyber security, cyberbulling, cybercrime, cybersecurity, data, hackers, home, identity theft, identity thieves, Internet, internet safety, laptop, Personal, personal computer, Personal Cyber Protection, personal data, personal information, protect online privacy, protect your home, protecting your data, protective devices, Safety Tips, smart phone, smartphone, software, tablet
I’m still on Cloud Nine from my wedding day a couple weeks ago! I find myself looking down at my ring finger daily, not only because my rings are beautiful (if I do say so myself), but they are also very valuable…
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Category: Financial, Home, Household Inventory, Personal
Tags: homeowners insurance, homeowners policy, jewelry, Personal, personal insurance, personal jewelry, renter's policy, renters insurance, valuables, warranty
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
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Category: Auto, Business, Claims, Commercial, Employees, Liability, Personal, Risk Management, Weather
Tags: auto insurance, auto policy, business auto policy, business insurance, business owner, claim, commercial building, Commercial general liability, commercial insurance, commercial lines underwriter, commercial property, commercial underwriting, coverage, errors and omissions, insurance, insurance claim, insurance underwriter, Personal, personal auto coverage, personal auto insurance, personal auto policy, personal injury, personal insurance, personal lines underwriter, professional liability, protecting business property, Santa, Santa Claus, underwriter, workers' comp claims, workers' compensation
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
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Category: Auto, Home, Liability, Personal, Prevention, Weather
Tags: dangerous dog breed, dog bite, dog bites, dog owners, electrical hazards, electrical safety, fire safety, fireplace, frozen pipes, hail, holiday, holiday safety, holiday safety tips, holiday season, holidays, home fire, home insurance, homeowners insurance, liability coverage, liability insurance, Personal, personal auto insurance, personal insurance, personal liability coverage, prevent holiday party liabilities, slip and fall, slip and fall accidents, snow, snow and ice, stolen credit card, towing, winterizing your home
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
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Category: Home, Liability, Personal
Tags: animals, dangerous dog breed, dog bite, dog breed, dog owners, home, home insurance, homeowners, homeowners insurance, homeowners policy, liability, liability claims, liability coverage, liability insurance, Personal, personal insurance, personal liability coverage, pet, property coverage
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
