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What is the highest property damage claim in terms of loss frequency?
According to the Insurance Information Institute (III), wind/hail damage is the highest property claim type in terms of loss frequency. Water damage/freezing comes in second on this not so great list. With this in mind, I would like to give…
Read MoreCoverage for the College Student
This is the time of year I often receive questions about the coverages needed to protect students who are going away for school. These requests are common for parents sending their children off to college for the first time. College…
Read MoreShould I Clear the Snow from my Sidewalk?
Winter is here and so is the age-old question: should I clear the snow from my sidewalk? To be completely honest, I had to do a little research on this, as I have been told “yes” as many times as…
Read More3 Things to Consider When Insuring Your Condominium
There is constant debate in the insurance industry on how best to insure condos. Here are 3 important things to consider when insuring your condo.
Read MoreDon’t Wait – Prep Your Property for the Cold Weather Today!
The thought of doing outdoor work in the cold weather isn’t overly appealing. With summer winding down and some cooler weather in store, it’s time to start thinking about that to-do list to make sure you don’t have any unexpected…
Read MoreUp, Up, and Away: Packing Tips for Airline Travel
We’ve all been there, watching as “that” passenger boards the plane with either too much or too heavy carry-on luggage. Or just maybe, you are the one boarding with the excessive luggage. Either way, I’d like to share some tips to avoid the glares…
Read MoreWhen the In-Laws Move In: Are They Covered?
As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications. In fact,…
Read MoreThe Reasons You Need Renters Insurance!
By the time most students graduate from college, they feel the only thing they’ve accumulated is a whole lot of debt. That, along with sluggish labor and housing markets (the Great Recession did end, didn’t it?), has prompted many college graduates…
Read MorePersonal Property in Self Storage: How Much is Covered?
Whether you are between homes, have inherited additional personal property, or just have acquired many items over the years, it is a common practice to utilize a self-storage facility to store your belongings. While your property is locked up tight,…
Read MoreInsurance Coverage on the College Campus
Although the calendar tells me that summer is technically not even half over, the outdoor fun and vacations are winding down in many areas of the country. Schools will be back in session shortly and the football season will kick-off…
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