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When the In-Laws Move In: Are They Covered?

As the Baby Boomer generation continues to grow older, it’s not uncommon to see aging parents move in with their grown children. Regardless of the reason, this situation is becoming more widespread and could potentially create insurance ramifications.  In fact,…

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Personal Liability Coverage – Don’t Let It Be An Afterthought

When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought.  Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking…

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Man’s Best Friend or a Liability?

I am an animal lover, but dogs are my personal favorite. They are great company and it’s in their nature to seek your approval and love. Dogs are said to be “man’s best friend”, but have you ever thought about…

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Protect Yourself from Party Rental Risks with a Personal Umbrella!

Spring and summer are popular seasons for family gatherings. From graduation parties to weddings to family reunions, it’s a common practice for the host family to rent a hall or a park pavilion. As a host family, you may not…

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Protection for Youth Sports Coaches

Autumn is here and baseball season is heading toward its conclusion. I grew up playing baseball and still love to follow the game at many levels. My dad was my baseball coach in my younger years, both in the backyard and formally…

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