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Common Misconceptions about the Personal Umbrella Policy (Part 2)
Back in 2017, I wrote about several misconceptions that are common to personal umbrella policies. While those four misconceptions still hold true, I thought I would turn this into a two-part series since there are other misconceptions that are quite…
Read MoreJuice Jacking: What You Need to Know
We have probably all been to a public building where there are signs offering a free service to plug in your device at a charging location. Without thinking, we hurriedly plug in our device to the USB, by either using our…
Read MoreSaying “I Do”? Insure the ring too!
I’m still on Cloud Nine from my wedding day a couple weeks ago! I find myself looking down at my ring finger daily, not only because my rings are beautiful (if I do say so myself), but they are also very valuable…
Read MoreWhat if Santa Claus needed to buy insurance?
I’m pretty sure not too many people have asked themselves that question, but I have because I’ve been in the insurance industry for (obviously) too long. But, not only that, but what kind of insurance would Santa need, and for…
Read MoreOn the Twelfth Day of…INSURANCE?!
We should be grateful for the peace of mind that insurance provides all year long, but certain coverages definitely come in handy around the holidays. Enjoy this song to the tune of the classic Christmas carol, “The 12 Days of…
Read MorePets and Homeowner Insurance Policies
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
Read MoreWhen Life Brings Storms, a Personal Umbrella Policy Protects You!
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
Read MoreGovernmental Issues and Homeowner Insurance Policies
I am just finishing up a week-long vacation in Florida with my wife and several other couples, and as it happens every time I’m out during an extended period with others, the topic of insurance eventually came up. “What happens…
Read MoreIt May Have Been Covered but HOW Was It Covered?
If you’ve watched any college football over the past several years, you’ve probably seen multiple commercials from a certain insurance company that likes to show an imaginary college professor walking an individual through a building containing exhibits that represent different…
Read MoreRenters Insurance Myths Busted!
I’ll be the first to admit that when I rented an apartment during my senior year of college, I didn’t have renters insurance. Looking back, I’m lucky I never needed it. At the time, I told myself that the likelihood…
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