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What is a Deductible?

If you’ve ever had an auto accident or a homeowner’s claim, you have likely talked about your deductible. A deductible is the amount that is “deducted” or subtracted from the overall loss amount. So theoretically, if you have an auto…

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Understanding Rental Car Coverage

It’s my experience that one of the most frequently asked questions policyholders have after being involved in an automobile accident is this one: “Does my insurance policy cover the cost for me to obtain a rental car while my car…

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New Car Coverage: What To Know Before You Buy

Did the New Year mean a new car for you? Boy, wouldn’t that be nice to purchase the latest and greatest model each year? Or, maybe you have a newly licensed driver that is in need of wheels? Whether you are…

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When U-Haul are You Covered?

It’s that time of year again. Late spring and the U-Haul truck rental locations are booking trucks fast. My son is buying his first house and moving at the end of this month, so on his long to-do list was…

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Insurance 101 – Personal Auto Coverage

We all know how easy it is these days to go online and buy auto insurance, but do consumers really know what they’re buying? Watch this video to understand the various coverages included in a typical personal auto policy. Did…

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Bridging the Gap: Company Car Coverage and Personal Use

Many employees drive company cars for their work-related duties. But what if the company car were your only car? Even as an employee of the company, it’s likely you are not listed on the company’s business auto policy.

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Road Trip Rentals…Are You Covered?

This summer, millions will take to the road to embark on the annual family vacation. Although many people drive their own personal vehicles on family road trips, others opt for the convenience and utility of renting a car for vacation travel. …

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The Boomerang Effect

Tripp seemingly had it all. A great car, an interesting career, and a nice home. The only problem was it wasn’t exactly his home.  At age 35, he still lived with his parents! The 2006 romantic comedy Failure to Launch…

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Cruising for Classic Car Coverage

Spring is upon us and many people are washing and waxing their antique or specialty vehicles, preparing them for a summer of cruising. Classic cars and trucks are popular during the warmer weather, but how are you insuring them? Most people just add…

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Three Ways to Shuttle the Kids with Confidence!

For parents, the end of summer can be bittersweet.  While many of us are glad school is back in session, the countless extra-curricular activities that go hand-in-hand with the start of another school year are in full gear too. From…

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