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Strengthen Your Home Insurance Protection Against Unseen Dangers

Most – if not all – homeowner insurance policies in the marketplace contain limitations or exclusions in them for fungi, wet or dry rot, and bacteria. On the surface this might not seem like a big deal; however, should a…

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Mold: The Four Letter Word in Insurance

I remember my first phone call after new language concerning mold was introduced to policyholders:  “I see you cover mold now!   I was just looking at my shower and noticed some mold there!” So began my career of explaining the intricate subject…

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