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Equipment Breakdown Coverage Explained

Boiler & Machinery is an antiquated term once used to describe a separate policy that offered coverage for causes of loss such as mechanical breakdown, electrical surges, explosion of steam boilers, steam pipes, etc. This separate policy was needed because…

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Why You Need Equipment Breakdown Coverage

Many homes today incorporate advanced technology electronics and other equipment that is not covered by your standard homeowner insurance policy, yet a loss to one of these items can become a significant expense. Is there anything you can do to…

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Prevent a Business Budget Breakdown with Equipment Breakdown Coverage

What equipment do you use in your business? What would you do if any piece of that equipment were to break down? For instance, how could you operate your restaurant if your ovens, stoves, or fryers were not working properly? Or if the…

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Break Murphy’s Law with Equipment Breakdown Coverage

Anything that can go wrong, will go wrong. This adage, coined by American aerospace engineer Edward Murphy some six decades ago, is known as Murphy’s Law. A popular variant to this statement adds the conclusion “at the worst possible moment.”…

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