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Replacement Cost Coverage: Review and Revise As Needed!

I was recently asked by a friend to explain why his homeowner insurance coverage amount differed so much from the tax value and market value in his area. I’m betting there are many of you out there asking the same question!

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Dwelling Value vs. Market Value: What Are You Insuring?

With home values significantly reduced for the past few years, I have grown accustomed to phone calls from customers insisting that the dwelling value listed on their insurance policy is way too high. They typically say, “I could never sell…

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Mother Nature Takes a Toll on Homeowners Insurance

If you’re like me, you’ve probably noticed an increase in your homeowners insurance premiums.  While it doesn’t make it any easier, it’s important for you to know that you’re not alone.  Most homeowners insurance companies across the nation are increasing…

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