Archives
Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of repairing or rebuilding your home after an accident and can provide replacement costs for personal belongings when broken or destroyed. …
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Category: Business, Commercial, Personal
Tags: commercial, commercial building, commercial insurance, commercial property, coverage, electrical circuits, electrical hazards, equipment, equipment breakdown, equipment breakdown coverage, insurance carrier, loss prevention, mechanical breakdown, preventive measures, property coverage, property policy
The office has been disinfected, work spaces are rearranged, and now we can begin our return to working in the office. But has the company planned for IT security challenges? Tab Bradshaw, Chief Operating Officer at Redpoint Security, has put together…
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Category: Commercial, Education, Employees, Risk Management, Technology
Tags: backup, backup solutions, cyber, cyber security, cybersecurity, data, data restoration, information technology, loss prevention, malware, malware attack, Microsoft Office, multi-factor authentication, office, operating system, original equipment manufacturer, preventative maintenance, ransomware, risk management, software, vpn, web browser
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
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Category: Business, Claims, Commercial, Financial, Liability, Risk Management
Tags: assets, business, business auto policy, Business Income - Loss of Use of Designated Auto Coverage, business income coverage, business income loss, business insurance, business inventory, business owner, commercial, commercial building, Commercial general liability, commercial insurance, commercial liability insurance, commercial policy, commercial property, commercial umbrella policy, equipment breakdown coverage, errors and omissions, independent agent, inland marine, inland marine insurance, loss prevention, professional liability, risk transfer
Recently, I went to a meeting where the guest speaker presented a training session on ladder safety. My first reaction was, “Not another ladder safety training session!” This had nothing to do with the quality or expertise of the presenter, nor…
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Category: Business, Communication, Education, Employees, Home, Liability, Loss Control
Tags: accident, extension ladders, ladder safety, liability, loss control, loss prevention, roof, safety, Safety Tips, training
Have you ever received a phone call from someone representing your insurance company asking if they may stop by for a loss control survey? A loss control survey? What does this mean? The fact is, for most insurance companies, this is…
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Category: Business, Central, Claims, Commercial, Loss Control, Prevention, Risk Management
Tags: inspection, life safety, loss control consultant, loss control inspection, loss control representative, loss control survey, loss prevention, loss reduction, risks
The Benjamin Franklin proverb “an ounce of prevention is worth a pound of cure” is as true today as it was when Franklin made the statement. This truism can be applied to many facets of life, including insurance! How, you might…
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Category: Central, Claims, Home, Loss Control, Personal, Prevention, Saving Money
Tags: burglar alarm, central station fire and burglar alarm system, essential circuit standby generator, loss prevention, non-electric back-up sump pump, premium discount, premium savings, protective devices, Safety Tips, security system, smoke alarm, sprinkler system, sump pump, water/lead sensor system, whole house generator
For those of us who are basketball fans, we are entering the most exciting time of the season. In high school sports, boys and girls are heading into their sectional tournaments, sometimes known the “the second season,” with hopes of a long tournament…
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Category: Central, Employees, Loss Control, Prevention, Risk Management
Tags: basketball, championships, college, defense, game, loss control, loss prevention, March Madness, NCAA, offense, second season, Selection Sunday, strategy, The Big Dance, tournament
My community experienced an F4 tornado on November 10, 2002. Unfortunately there were two deaths in the community but there could have been many more. The local cinema was full of people out for a movie on a Sunday afternoon. …
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For any business, an effective Loss Control program is a must. It helps you minimize losses or puts you on a path that greatly reduces the chance of one happening. Some may feel the effort put toward safety management or, in…
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Have you ever had an employee unable to work due to a back injury? If you have, you are not alone, as many employers deal with this serious workplace issue. By following a few simple tips, you can help reduce back…
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