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Equipment Breakdown Coverage: What It Is & Why You Need It
Homeowners insurance is one of the most common types of coverage offered. It is designed to cover the cost of repairing or rebuilding your home after an accident and can provide replacement costs for personal belongings when broken or destroyed. …
Read MoreBusiness Insurance 101: Where Do New Business Owners Start?
If you’re the proud owner of a new business – or even just kicking around the idea of hanging your own shingle – you’ve probably realized that there is a lengthy list of items and issues to address. From startup…
Read MoreLoss Control: “Not another safety training blog!?”
Recently, I went to a meeting where the guest speaker presented a training session on ladder safety. My first reaction was, “Not another ladder safety training session!” This had nothing to do with the quality or expertise of the presenter, nor…
Read MoreLoss Control Inspections Can Be A Win-Win
Have you ever received a phone call from someone representing your insurance company asking if they may stop by for a loss control survey? A loss control survey? What does this mean? The fact is, for most insurance companies, this is…
Read MoreAn Ounce of Prevention is Worth A Premium Savings!
The Benjamin Franklin proverb “an ounce of prevention is worth a pound of cure” is as true today as it was when Franklin made the statement. This truism can be applied to many facets of life, including insurance! How, you might…
Read MoreThe Best Offense is a Great Defense
For those of us who are basketball fans, we are entering the most exciting time of the season. In high school sports, boys and girls are heading into their sectional tournaments, sometimes known the “the second season,” with hopes of a long tournament…
Read MoreBe Ready, Be Safe
My community experienced an F4 tornado on November 10, 2002. Unfortunately there were two deaths in the community but there could have been many more. The local cinema was full of people out for a movie on a Sunday afternoon. …
Read More4 Ways to Approach a Loss Control Program
For any business, an effective Loss Control program is a must. It helps you minimize losses or puts you on a path that greatly reduces the chance of one happening. Some may feel the effort put toward safety management or, in…
Read More“Back” to Basics
Have you ever had an employee unable to work due to a back injury? If you have, you are not alone, as many employers deal with this serious workplace issue. By following a few simple tips, you can help reduce back…
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