Archives
One of the toughest parts of commercial insurance is identifying all of the exposures a business might have. I met with a new client yesterday, Darth Vader, who is the Operations Manager for a business called The Empire. It sounds…
Read More
Category: Business, Commercial, Cyber, Liability, Risk Management, Technology
Tags: Builders Risk, Business coverage, commercial cyber, commercial insurance, company vehicles, Employment Practices Liability Insurance, exposures, inland marine policy, Lessor's Risk, liability, loss control, underwriter, workers' compensation
I am sure most of us would agree that spring is such a beautiful time of year! More sunshiny days, warmer weather, flower buds starting to pop up…and SPRING CLEANING. Who’s already started their spring cleaning tasks? It’s a great…
Read More
Category: Business, Commercial, Liability, Loss Control, Prevention, Risk Management
Tags: business owner, commercial property, loss control, preventative maintenance, risk management, roof maintenance, spring cleaning
Loss Control for insurance is defined as risk management procedures designed to reduce the chances of claims against insurance policies. It mainly involves recognizing potential risks within the workplace and is attended to by voluntary or required actions a policyholder…
Read More
Category: Business, Central, Commercial, Loss Control, Service
Tags: commercial, commercial insurance, commercial policy, fleet safety program, loss control, loss control consultant, loss control inspection, loss control representative, loss control services, loss control survey, potential risks, relationships, risk management, safety, safety program, workplace safety
We didn’t know if there would be a football season this year, but here we are! The BIG Ten has even reversed its earlier decision, and now games will start in October…GO BUCKS! COVID-19 has changed how we’ll watch these…
Read More
Category: Business, Commercial, Employees, Liability, Loss Control, Prevention
Tags: alcohol awareness, alcohol awareness training course, alcohol consumption, alcohol related accident, alcohol training, bar, bar owners, bartenders, COVID-19, fines, football season, intoxication, liability, loss control, loss control representative, restaurant, safety, Safety Tips, servers, TIPS, workers' compensation
Light industrial is a term you often hear when discussing commercial insurance, but what does it mean? Typically, light industrial refers to operations such as machine shops, sheet metal work (shop only, no installation), and manufacturing of metal goods,…
Read More
Category: Business, Commercial, Employees, Liability, Loss Control
Tags: blanket additional insured, business income coverage, commercial, commercial building, commercial insurance, commercial property, coverage, coverage gap, electrical safety, electronics, equipment, equipment breakdown, equipment breakdown coverage, exposure, food handling, food service industry, liability coverage, light industrial, loss control, loss control inspection, machines, manufacturer, product liability exposure, protection, safety, workplace, workplace safety
If you own a business, you may have had your property inspected by a loss control representative from your insurance carrier. If so, they probably asked you, “Do you have a roof inspection program in place? How often do you…
Read More
Category: Business, Commercial, Loss Control, Prevention, Risk Management
Tags: building, business, business owner, commercial building, commercial property, inspection, loss control, loss control inspection, prevention, roof, roof damage, roof inspection, water leak
Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
Read More
Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
One of the most common fire hazards I encounter while doing business walk-throughs is the presence of flammable materials. These are substances that can ignite easily and burn rapidly. Larger industrial and manufacturing operations are often well-aware of the hazards…
Read More
Category: Business, Central, Commercial, Loss Control, Prevention, Risk Management
Tags: business, Factory Mutual, fire hazard, fire safety, flammable material, flammables, loss control, safety data sheets, Underwriter Laboratory
A day in the life of a loss control consultant is the closest thing in the insurance industry to being a rock star. People love to see my name calling on their phone or see me showing up at their…
Read More
Category: Central, Communication, Education, Loss Control, Prevention, Risk Management
Tags: career opportunities in the insurance industry, insurance careers, insurance careers month, insurance industry, loss control, loss control consultant, loss control inspection
I recently smoked 30 pounds of pork shoulder for a relative’s birthday party. Turning those juicy hunks of meat into sandwiches required a bit of work, so I was working diligently to separate meat from bone and chop into scrumptious…
Read More
Category: Business, Central, Education, Home, Loss Control, Personal, Risk Management
Tags: home, injury prevention, kitchen safety, knife safety, loss control, Personal, Safety Tips
Central Insurance
