A few years ago, my dad started his own archery business out of his and my mom’s garage. He LOVES hunting and has a passion for helping others improve their hunting experiences, whether it’s buying a new bow, fixing a…
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Category: Business, Claims, Commercial, Financial, Home, Household Inventory, Independent Agents, Liability, Personal, Trusted Choice
Tags: commercial, commercial insurance, commercial policy, home business, home business policy, home insurance, home office, home-based business, homeowners insurance, homeowners policy, independent agent, liability, liability claims, merchandise, slip and fall, slip and fall accidents, small business, Trusted Choice
Most of us have seen the meme going around that refers to a couple of life lessons that have reversed course over the past couple of decades: don’t get in the car with strangers and don’t meet people from the…
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Category: Accident, Auto, Business, Central, Liability, Personal, Technology
Tags: auto accident, auto claim, auto insurance, auto policy, bodily injury, car accident, car insurance, carpool, coverage, driver, insurance, liability claims, liability coverage, liability insurance, Lyft, passengers, Personal, personal auto insurance, personal auto policy, personal policy, policy, professional liability, property damage, ride-sharing, sharing economy, transportation network, transportation network platform, travel, Uber
My family recently added a new member in the form of a two-month-old kitten, and as part of the adoption process, we were provided with a month’s worth of free pet insurance from the shelter. While that was a nice…
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Category: Home, Liability, Personal
Tags: animals, dangerous dog breed, dog bite, dog breed, dog owners, home, home insurance, homeowners, homeowners insurance, homeowners policy, liability, liability claims, liability coverage, liability insurance, Personal, personal insurance, personal liability coverage, pet, property coverage
Many personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury for which you are responsible, whether it is bodily injury or personal injury. We all know that lawsuits can stem…
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Category: Accident, Auto, Claims, Financial, Home, Liability, Personal, Risk Management, Umbrella
Tags: auto accident, auto and home, auto claim, auto insurance, auto policy, bodily injury, lawsuit, liability claims, liability coverage, liability insurance, liability limits, Personal, personal injury, personal insurance, personal liability coverage, Personal Umbrella, personal umbrella policy, umbrella policy
Football season is here! It seems to evoke a sense of enthusiasm and celebration, especially when your favorite team is playing! Just look at the fans in the picture (the guy in the blue’s team just got scored on, I…
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Category: Business, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management, Service
Tags: alcohol, alcohol awareness, alcohol awareness training course, bar owners, bartenders, intoxication, liability claims, liability coverage, liability insurance, liquor liability, loss control, risk management, safety, Safety Tips
For those of us in the insurance industry, after a certain period of time, various lines of business, their abbreviations and the specific coverages provided by those lines become embedded into our brains. This occurs to the point where we…
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Category: Business, Claims, Commercial, Liability
Tags: bodily injury, Commercial general liability, general liability, insurance, liability claims, liability coverage, liability insurance, personal injury, property damage, slip and fall, slip and fall accidents
When discussing and rating homeowner insurance policies, personal liability coverage is often an afterthought. Insurance companies and insurance agents don’t always take the time to explain what it is and what it covers. Don’t fall into the trap of thinking…
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Dog ownership is very common in the United States, and a dog is more of a family member than a pet. Dogs also pose a great liability for homeowners and an increasing amount of claims are being seen related to…
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One of the more challenging things that can happen during a claim rep’s day is to receive a “new” file on an incident that happened months and possibly years earlier, especially if it’s a liability file.
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Category: Accident, Central, Claims, Home, Personal
Tags: accident claims, claims, claims investigation, duties after a loss, give prompt notice, liability claims, small property loss