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Employment Practices Liability Insurance and the Small Business Owner

Employment Practices Liability Insurance.  If you own a business, you have likely heard of this coverage, or maybe you know it as EPLI. But what is it and why does your business need it? Over half of all Employment Practices…

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It Won’t Happen to Me…

It’s been a long, dreary and rainy workday.  On a whim, you decide to make an unspectacular day just a little bit brighter by taking the family out to dinner.  While driving to your family’s favorite restaurant, a dog runs…

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Raising the Bar: Best Practices for Bar Risk Management

It happens more than you’d like to think.  A person drinking in a bar leaves and causes an accident, injuring or killing another person.  The victim’s family then files a lawsuit against the bar.  Owning a bar can be fun and financially…

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Don’t Wait on Weird Workers’ Comp Claims

When it comes to workers’ compensation, it’s important to report every claim right away, even if the claim seems downright absurd.  Those are the claims that will likely take more time to settle. Why? Some claims, like a finger caught in a…

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5 Steps to Take After an Accident

An automobile accident is a scary and stressful situation regardless if it’s your fault or not.  I talk to a lot of people after they’ve been in an accident and they are so shaken up that they have difficulty giving…

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Keep Med Pay Coverage and Keep the Peace

Have you ever had a friend at your house and they tripped on a step and got hurt?  Maybe you are a business owner and you’ve had a customer that slipped and fell on your property.   Accidents happen, often by no fault of yours.  That’s…

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