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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Certificates of Insurance – What’s The Big Deal?

Ask any small business owner what is the most frustrating part of dealing with insurance. Most will say “certificates of insurance.” Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will…

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Avoiding Disaster at the Gym

Many people choose to exercise at workout facilities such as gyms, recreation centers, and health clubs. In 2016, the total number of gym memberships in the U.S. was 57.25 million in over 36,000 facilities. While the increased physical activity is…

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Set the Bar Higher for Safety

Holidays also evoke a sense of celebration…and drink specials at your favorite bar or restaurant. Whether it’s the champagne of New Year’s Eve, the green-tinted cocktails of St. Patty’s Day, or the margaritas of Cinco de Mayo, the commercial underwriter…

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Loss Control: “Not another safety training blog!?”

Recently, I went to a meeting where the guest speaker presented a training session on ladder safety. My first reaction was, “Not another ladder safety training session!”  This had nothing to do with the quality or expertise of the presenter, nor…

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Last Call: Liquor Liability Coverage

Fifty-one minutes after you read this blog, someone will die on a United States roadway as a result of a drunk driver. Let that sink in for a moment.

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Back to School Checklist Should Include an Insurance Check Up!

Over the next couple weeks, we’ll see the return of cooler temperatures, shorter days and football season – Go Bucks!  It’s also the time of year students across the country return to school. And for college students, back to school means more…

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The Potential Impacts of Autonomous Vehicles

In today’s technological age, our economy and society are constantly transformed with new products that often revolutionize our daily lives. Many experts predict the autonomous car will be the next big thing to have a major impact on the world. Several…

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Young Adults Need Insurance Too!

Having just graduated from college and gotten married, I was at a loss for where to start when it came to insurance because my parents had always handled it for me. However, my husband and I had to figure out…

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The Red Car Surcharge and Seven Other Auto Insurance Myths

Original post authored by HUB International and shared with their permission. Have you always dreamed of owning a sporty red convertible, but hesitated because of high insurance costs?  You may be pleasantly surprised to find out that some choices (like car color)…

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