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Renters Insurance: Why It’s Important for Landlords

Anyone who has ever rented a residence (or is currently considering renting a residence) has most likely heard about the importance of having renters insurance in place. We all know that our “stuff” is important and needs protecting. We also…

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Common Misconceptions about the Personal Umbrella Policy

One thing I’ve learned over the years is there are several common misconceptions regarding personal umbrella insurance policies. In some cases, people who have one think it provides a blanket limit of protection but are often unclear as to how…

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Certificates of Insurance – What’s The Big Deal?

Ask any small business owner what is the most frustrating part of dealing with insurance. Most will say “certificates of insurance.” Now, ask any insurance agent or account manager what is the most frustrating part of their day. Most will…

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Avoiding Disaster at the Gym

Many people choose to exercise at workout facilities such as gyms, recreation centers, and health clubs. In 2016, the total number of gym memberships in the U.S. was 57.25 million in over 36,000 facilities. While the increased physical activity is…

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Set the Bar Higher for Safety

Holidays also evoke a sense of celebration…and drink specials at your favorite bar or restaurant. Whether it’s the champagne of New Year’s Eve, the green-tinted cocktails of St. Patty’s Day, or the margaritas of Cinco de Mayo, the commercial underwriter…

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Loss Control: “Not another safety training blog!?”

Recently, I went to a meeting where the guest speaker presented a training session on ladder safety. My first reaction was, “Not another ladder safety training session!”  This had nothing to do with the quality or expertise of the presenter, nor…

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Last Call: Liquor Liability Coverage

Fifty-one minutes after you read this blog, someone will die on a United States roadway as a result of a drunk driver. Let that sink in for a moment.

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