Any business that serves alcohol should be aware of their liquor liability exposure. In my travels as a loss control professional, I often consult the owners and managers of restaurants, bars, clubs, event centers, caterers, wineries, and breweries. Alcohol certainly…
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Category: Business, Commercial, Liability, Loss Control, Risk Management
Tags: alcohol, alcohol awareness, alcohol training, bar owners, bartenders, breweries, caterers, intoxication, lawsuit, liability insurance, liability lawsuits, liquor liability, restaurant, servers, TIPS, wineries
Most personal insurance policies provide liability coverage to protect you if you are sued as a result of an injury you are responsible for, whether it is bodily injury or personal injury. Lawsuits can stem from auto accidents, boating accidents,…
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Category: Accident, Auto, Claims, Liability, Personal, Risk Management, Umbrella
Tags: bodily injury, judgment, lawsuit, liability coverage, personal injury, Personal Umbrella, personal umbrella policy, settlement, umbrella
Receiving the Summons and Complaint when a lawsuit is filed can be unsettling. Many times a policyholder will call their insurance company or agent in a panic, wondering what to do. But notifying the company or agent is exactly what you should do: let your company…
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Category: Central, Claims
Tags: complaint, court, damages, judgment, lawsuit, Non-Waiver Agreement, Reservation of Rights, summons, summons and complaint, trial
Liability coverage is probably one of the most important coverages within any home insurance policy, yet it’s overlooked or downplayed by most consumers. If you are sued because of injuries or property damage someone sustains due to your action or inaction,…
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Category: Auto, Central, Home, Liability, Personal, Umbrella
Tags: bodily injury, homeonwers insurance, homesteaded, judgment, lawsuit, liability, liability coverage, liability limits, lien, negligence, personal umbrella policy, property damage, settlement, sued, umbrella
Employment Practices Liability Insurance. If you own a business, you have likely heard of this coverage, or maybe you know it as EPLI. But what is it and why does your business need it? Over half of all Employment Practices…
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Category: Business, Central, Claims, Commercial, Employees
Tags: civil rights, defamation, discrimination, employment practices liability, Employment Practices Liability Insurance, EPLI, Equal Employment Opportunity Commission, false imprisonment, gender, harassment, invastion of privacy, lawsuit, liability, libel, retaliation, slander, small business, termination
It’s been a long, dreary and rainy workday. On a whim, you decide to make an unspectacular day just a little bit brighter by taking the family out to dinner. While driving to your family’s favorite restaurant, a dog runs…
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Category: Accident, Auto, Central, Liability, Personal, Umbrella
Tags: accident, assets, defense costs, false arrest, false imprisonment, lawsuit, liability, libel, limits of liability, personal umbrella policy, policy, settlements, slander, wrongful detention, wrongful eviction; violation of privacy rights
It happens more than you’d like to think. A person drinking in a bar leaves and causes an accident, injuring or killing another person. The victim’s family then files a lawsuit against the bar. Owning a bar can be fun and financially…
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Category: Accident, Auto, Business, Central, Claims, Commercial, Employees, Liability, Loss Control, Prevention, Risk Management
Tags: accident, alcohol, alcohol training, bar, bartenders, beverage, drinks, establishment, happy hour, intoxication, lawsuit, liability, risk, servers, TABC, TAM, TIPS
